Cervical collar molded to pt at Trinitas Regional Medical Center

225 Williamson St, Elizabeth, NJ · RWJBarnabas Health · · NPI 1770583999

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$110.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$590.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$88.73 with United Healthcare vs $3,040.32 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $88.73 ↓ -20%
Aetna Better Health $97.18 ↓ -12%
Qualcare Inc HMO/POS/PPO/WC $177.24 ↑ +60%
Cigna PPO $200.87 ↑ +81%
Cigna HMO $200.87 ↑ +81%
United Healthcare Nexus $236.32 ↑ +113%
United Healthcare Oxford Commercial $236.32 ↑ +113%
United Healthcare Oxford Metro $236.32 ↑ +113%
United Healthcare Commercial $236.32 ↑ +113%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $295.40 ↑ +166%
Emblem Health Commercial $295.40 ↑ +166%
Wellpoint NJ Family Care $306.00 ↑ +176%
Aetna PPO $354.48 ↑ +220%
Aetna HMO $354.48 ↑ +220%
First Health Commercial $354.48 ↑ +220%
Horizon Blue Cross Blue Shield of New Jersey PIP $376.75 ↑ +240%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $376.75 ↑ +240%
Humana Medicare $726.55 ↑ +555%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $726.55 ↑ +555%
Wellpoint Medicare Advantage $726.55 ↑ +555%
Clover Health Medicare Advantage $726.55 ↑ +555%
Fidelis Care Medicare Advantage $726.55 ↑ +555%
Aetna Medicare $726.55 ↑ +555%
United Healthcare Medicare $741.08 ↑ +568%
Wellcare Ambetter Health Commercial $1,445.83 ↑ +1204%
Horizon Blue Cross Blue Shield of New Jersey Omnia $1,822.77 ↑ +1544%
Horizon Blue Cross Blue Shield of New Jersey Managed $2,871.54 ↑ +2490%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $3,005.66 ↑ +2610%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $3,040.32 ↑ +2642%
Amerihealth Local Value not published by hospital
Amerihealth Regional Preferred not published by hospital

Visitor-reported prices

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Cervical collar molded to pt at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $89.42 $726.55 – $1,453.10
Community Medical Center Toms River $87.52 $726.55 – $1,445.83
Clara Maass Medical Center Belleville $83.93 $726.55 – $1,445.83
Newark Beth Israel Medical Center Newark $87.90 $315.00 – $1,445.83
Jersey City Medical Center Jersey City $87.69 $396.00 – $1,445.83
Monmouth Medical Center Long Branch $92.33 $726.55 – $1,445.83
Robert Wood Johnson University Hospital Hamilton Hamilton Township $96.83 $726.55 – $1,445.83
Monmouth Medical Center Southern Campus Lakewood $100.30 $726.55 – $1,445.83

All New-jersey hospitals for this procedure →