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Urinalysis (with microscopy) at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 14, 2026

$3.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$107.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.32 with UNITED HEALTHCARE vs $90.95 with MULTIPLAN - PHCS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $1.32 ↓ -58%
AETNA MEDICARE ADVANTAGE $3.17 ↑ +0%
AMERIGROUP MANAGED MEDICAID $3.17 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $3.17 ↑ +0%
HORIZON MEDICARE ADVANTAGE $3.17 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $3.17 ↑ +0%
VACCN ALL PRODUCTS $3.17 ↑ +0%
WELLCARE MANAGED MEDICAID $3.17 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $3.17 ↑ +0%
CLOVER MEDICARE ADVANTAGE $3.33 ↑ +5%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $3.33 ↑ +5%
KARNA MEDICARE ADVANTAGE $4.22 ↑ +33%
CIGNA HMO $14.92 ↑ +371%
CIGNA PPO $14.92 ↑ +371%
HORIZON MANAGED MEDICAID $20.38 ↑ +543%
ACTIVECARE FIRST MCO ALL PRODUCTS $74.90 ↑ +2263%
INTERGROUP SHARED SAVINGS $74.90 ↑ +2263%
INTERGROUP WORKERS COMP $74.90 ↑ +2263%
QUALCARE HMO $82.71 ↑ +2509%
QUALCARE PPO $82.71 ↑ +2509%
QUALCARE WORKERS COMP $82.71 ↑ +2509%
PRIME HEALTH AUTO INSURANCE $85.60 ↑ +2600%
PRIME HEALTH WORKERS COMP $85.60 ↑ +2600%
AETNA ASA $89.88 ↑ +2735%
AETNA HMO $89.88 ↑ +2735%
AETNA PPO $89.88 ↑ +2735%
MULTIPLAN - PHCS ALL PRODUCTS $90.95 ↑ +2769%

Visitor-reported prices

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Urinalysis (with microscopy) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $42.80 $15.52 – $60.13
Bayshore Medical Center Holmdel $3.17 $3.17 – $91.93
Hackensack University Medical Center Hackensack $3.17 $2.54 – $107.00
Ocean University Medical Center Brick $3.17 $1.32 – $91.93

All New-jersey hospitals for this procedure →