Tbs techl calculation only at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$97.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$259.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.70 with AETNA vs $249.31 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $41.70 ↓ -57%
UNITED HEALTHCARE MANAGED MEDICAID $44.52 ↓ -54%
CLOVER MEDICARE ADVANTAGE $46.62 ↓ -52%
HORIZON MANAGED MEDICAID $49.34 ↓ -49%
SEOUL MEDICAL GROUP ALL PRODUCTS $55.69 ↓ -43%
AETNA MEDICARE ADVANTAGE $88.05 ↓ -10%
VACCN ALL PRODUCTS $88.05 ↓ -10%
AMERIGROUP MEDICARE ADVANTAGE $88.05 ↓ -10%
WELLCARE MEDICARE ADVANTAGE $88.05 ↓ -10%
WELLCARE MANAGED MEDICAID $88.05 ↓ -10%
HORIZON MEDICARE ADVANTAGE $88.05 ↓ -10%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $92.45 ↓ -5%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $97.54 ↑ +0%
AMERIHEALTH REGIONAL HMO $133.40 ↑ +37%
AMERIHEALTH LOCAL HMO $147.67 ↑ +51%
INTERGROUP WORKERS COMP $181.30 ↑ +86%
INTERGROUP SHARED SAVINGS $181.30 ↑ +86%
ACTIVECARE FIRST MCO ALL PRODUCTS $181.30 ↑ +86%
HORIZON WORKERS COMP $189.33 ↑ +94%
HORIZON PIP $189.33 ↑ +94%
HORIZON OMNIA $190.57 ↑ +95%
BERGEN RISK ALL PRODUCTS $194.25 ↑ +99%
QUALCARE PPO $200.21 ↑ +105%
QUALCARE HMO $200.21 ↑ +105%
QUALCARE WORKERS COMP $200.21 ↑ +105%
PRIME HEALTH AUTO INSURANCE $207.20 ↑ +112%
PRIME HEALTH WORKERS COMP $207.20 ↑ +112%
BRIGHTON HEALTH PLAN ALL PRODUCTS $207.20 ↑ +112%
AETNA PPO $217.56 ↑ +123%
AETNA HMO $217.56 ↑ +123%
AETNA ASA $217.56 ↑ +123%
MULTIPLAN - PHCS ALL PRODUCTS $220.15 ↑ +126%
HORIZON SHP $227.19 ↑ +133%
HORIZON HMO $235.15 ↑ +141%
OXFORD ALL PRODUCTS $236.88 ↑ +143%
UNITED HEALTHCARE HMO $236.88 ↑ +143%
HORIZON INDEMNITY $238.25 ↑ +144%
HORIZON PPO $240.69 ↑ +147%
CIGNA HMO $249.31 ↑ +156%
CIGNA PPO $249.31 ↑ +156%
KARNA MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

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Tbs techl calculation only at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $97.46 $53.98 – $223.67
Hackensack University Medical Center Hackensack $103.69 $19.45 – $255.47
Ocean University Medical Center Brick $96.23 $53.98 – $149.18
Jersey Shore University Medical Center Neptune City $97.46 $53.98 – $146.61
Palisades Medical Center North Bergen $103.69 $21.46 – $223.67
Raritan Bay Medical Center Perth Amboy $97.54 $29.43 – $223.67
Riverview Medical Center Red Bank $97.46 $18.31 – $223.67
Southern Ocean Medical Center Manahawkin $96.23 $53.98 – $149.18

All New-jersey hospitals for this procedure →