Tbs techl calculation only at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$96.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$259.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$36.78 with AETNA vs $247.68 with CIGNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $36.78 | ↓ -62% |
| CLOVER | MEDICARE ADVANTAGE | $46.62 | ↓ -52% |
| HORIZON | MANAGED MEDICAID | $49.34 | ↓ -49% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $50.25 | ↓ -48% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $53.98 | ↓ -44% |
| AETNA | HMO | $80.90 | ↓ -16% |
| AETNA | PPO | $80.90 | ↓ -16% |
| VACCN | ALL PRODUCTS | $88.05 | ↓ -9% |
| AETNA | MEDICARE ADVANTAGE | $88.05 | ↓ -9% |
| WELLCARE | MEDICARE ADVANTAGE | $88.05 | ↓ -9% |
| WELLCARE | MANAGED MEDICAID | $88.05 | ↓ -9% |
| HORIZON | MEDICARE ADVANTAGE | $88.05 | ↓ -9% |
| AMERIGROUP | MEDICARE ADVANTAGE | $88.05 | ↓ -9% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $92.45 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $96.23 | ↑ +0% |
| UNITED HEALTHCARE | DSNP | $115.47 | ↑ +20% |
| QUALCARE | HMO | $128.46 | ↑ +33% |
| OXFORD | ALL PRODUCTS | $140.12 | ↑ +46% |
| AMERIHEALTH | LOCAL HMO | $149.18 | ↑ +55% |
| AMERIHEALTH | REGIONAL HMO | $151.76 | ↑ +58% |
| HORIZON | OMNIA | $168.71 | ↑ +75% |
| INTERGROUP | WORKERS COMP | $181.30 | ↑ +88% |
| INTERGROUP | SHARED SAVINGS | $181.30 | ↑ +88% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $181.30 | ↑ +88% |
| HORIZON | WORKERS COMP | $185.65 | ↑ +93% |
| BERGEN RISK | ALL PRODUCTS | $194.25 | ↑ +102% |
| QUALCARE | PPO | $200.21 | ↑ +108% |
| HORIZON | PIP | $200.21 | ↑ +108% |
| QUALCARE | WORKERS COMP | $200.21 | ↑ +108% |
| HORIZON | SHP | $201.94 | ↑ +110% |
| AETNA | ASA | $202.80 | ↑ +111% |
| PRIME HEALTH | AUTO INSURANCE | $207.20 | ↑ +115% |
| PRIME HEALTH | WORKERS COMP | $207.20 | ↑ +115% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $207.20 | ↑ +115% |
| HORIZON | HMO | $208.37 | ↑ +117% |
| HORIZON | INDEMNITY | $210.83 | ↑ +119% |
| HORIZON | PPO | $213.83 | ↑ +122% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $220.15 | ↑ +129% |
| UNITED HEALTHCARE | HMO | $223.67 | ↑ +132% |
| CIGNA | HMO | $247.68 | ↑ +157% |
| CIGNA | PPO | $247.68 | ↑ +157% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Tbs techl calculation only at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $97.46 | $53.98 – $223.67 |
| Hackensack University Medical Center | Hackensack | $103.69 | $19.45 – $255.47 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $97.54 | $88.05 – $236.88 |
| Jersey Shore University Medical Center | Neptune City | $97.46 | $53.98 – $146.61 |
| Palisades Medical Center | North Bergen | $103.69 | $21.46 – $223.67 |
| Raritan Bay Medical Center | Perth Amboy | $97.54 | $29.43 – $223.67 |
| Riverview Medical Center | Red Bank | $97.46 | $18.31 – $223.67 |
| Southern Ocean Medical Center | Manahawkin | $96.23 | $53.98 – $149.18 |