Psychotherapy patient individual therapy 30 minutes at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$177.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$358.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.64 with AETNA vs $344.61 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $57.64 ↓ -68%
UNITED HEALTHCARE MANAGED MEDICAID $61.54 ↓ -65%
CLOVER MEDICARE ADVANTAGE $64.44 ↓ -64%
SEOUL MEDICAL GROUP ALL PRODUCTS $76.97 ↓ -57%
HORIZON BH $88.66 ↓ -50%
KARNA MEDICARE ADVANTAGE $114.23 ↓ -36%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $154.00 ↓ -13%
HORIZON MEDICARE ADVANTAGE $160.67 ↓ -10%
WELLCARE MEDICARE ADVANTAGE $160.67 ↓ -10%
WELLCARE MANAGED MEDICAID $160.67 ↓ -10%
AETNA MEDICARE ADVANTAGE $160.67 ↓ -10%
VACCN ALL PRODUCTS $160.67 ↓ -10%
AMERIGROUP MEDICARE ADVANTAGE $160.67 ↓ -10%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $168.70 ↓ -5%
HORIZON SHP $249.00 ↑ +40%
HORIZON OMNIA $249.00 ↑ +40%
INTERGROUP SHARED SAVINGS $250.60 ↑ +41%
INTERGROUP WORKERS COMP $250.60 ↑ +41%
ACTIVECARE FIRST MCO ALL PRODUCTS $250.60 ↑ +41%
HORIZON PIP $261.70 ↑ +47%
HORIZON WORKERS COMP $261.70 ↑ +47%
BERGEN RISK ALL PRODUCTS $268.50 ↑ +51%
HORIZON INDEMNITY $269.00 ↑ +51%
HORIZON PPO $269.00 ↑ +51%
HORIZON HMO $269.00 ↑ +51%
PRIME HEALTH AUTO INSURANCE $286.40 ↑ +61%
CIGNA - JRI@OUMC ALL PRODUCTS $286.40 ↑ +61%
PRIME HEALTH WORKERS COMP $286.40 ↑ +61%
OXFORD ALL PRODUCTS $296.35 ↑ +66%
UNITED HEALTHCARE HMO $297.68 ↑ +67%
MULTIPLAN - PHCS ALL PRODUCTS $304.30 ↑ +71%
AETNA ASA $321.02 ↑ +80%
AETNA PPO $321.02 ↑ +80%
AETNA HMO $321.02 ↑ +80%
BRIGHTON HEALTH PLAN ALL PRODUCTS $322.20 ↑ +81%
QUALCARE WORKERS COMP $331.51 ↑ +86%
QUALCARE HMO $331.51 ↑ +86%
QUALCARE PPO $331.51 ↑ +86%
AMERIHEALTH LOCAL HMO $338.67 ↑ +90%
AMERIHEALTH REGIONAL HMO $338.67 ↑ +90%
CIGNA PPO $344.61 ↑ +94%
CIGNA HMO $344.61 ↑ +94%
AMERIGROUP MANAGED MEDICAID not published by hospital —
HORIZON MANAGED MEDICAID not published by hospital —

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Psychotherapy patient individual therapy 30 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $180.80 $68.21 – $328.80
Trinitas Regional Medical Center Elizabeth $86.52 $88.66 – $351.18
Saint Barnabas Behavioral Health Center Toms River $118.53 $70.34 – $175.59
Cooperman Barnabas Medical Center Livingston $97.68 $88.66 – $360.52
Clara Maass Medical Center Belleville $91.69 $88.66 – $358.72
Childrens Specialized Hospital Mountainside $110.50 $131.00 – $242.46
Newark Beth Israel Medical Center Newark $96.02 $88.66 – $360.52
Jersey City Medical Center Jersey City $95.79 $88.66 – $376.53

All New-jersey hospitals for this procedure →