Lower Back (Lumbar Spine) X-ray at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$117.81

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$480.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.81 with AMERIHEALTH vs $446.06 with HORIZON — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMERIHEALTH REGIONAL HMO $65.81 ↓ -44%
AMERIHEALTH LOCAL HMO $72.85 ↓ -38%
AETNA MANAGED MEDICAID $77.28 ↓ -34%
KARNA MEDICARE ADVANTAGE $77.37 ↓ -34%
UNITED HEALTHCARE MANAGED MEDICAID $82.51 ↓ -30%
CLOVER MEDICARE ADVANTAGE $86.40 ↓ -27%
HORIZON MANAGED MEDICAID $91.44 ↓ -22%
SEOUL MEDICAL GROUP ALL PRODUCTS $103.20 ↓ -12%
WELLCARE MEDICARE ADVANTAGE $106.34 ↓ -10%
WELLCARE MANAGED MEDICAID $106.34 ↓ -10%
AETNA MEDICARE ADVANTAGE $106.34 ↓ -10%
VACCN ALL PRODUCTS $106.34 ↓ -10%
AMERIGROUP MEDICARE ADVANTAGE $106.34 ↓ -10%
CIGNA HMO $106.34 ↓ -10%
CIGNA PPO $106.34 ↓ -10%
HORIZON MEDICARE ADVANTAGE $106.34 ↓ -10%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $111.66 ↓ -5%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $117.81 ↑ +0%
UNITED HEALTHCARE HMO $312.47 ↑ +165%
OXFORD ALL PRODUCTS $312.47 ↑ +165%
INTERGROUP SHARED SAVINGS $336.00 ↑ +185%
ACTIVECARE FIRST MCO ALL PRODUCTS $336.00 ↑ +185%
INTERGROUP WORKERS COMP $336.00 ↑ +185%
HORIZON WORKERS COMP $350.88 ↑ +198%
HORIZON PIP $350.88 ↑ +198%
HORIZON OMNIA $353.18 ↑ +200%
BERGEN RISK ALL PRODUCTS $360.00 ↑ +206%
QUALCARE PPO $371.04 ↑ +215%
QUALCARE WORKERS COMP $371.04 ↑ +215%
QUALCARE HMO $371.04 ↑ +215%
BRIGHTON HEALTH PLAN ALL PRODUCTS $384.00 ↑ +226%
PRIME HEALTH AUTO INSURANCE $384.00 ↑ +226%
PRIME HEALTH WORKERS COMP $384.00 ↑ +226%
AETNA ASA $403.20 ↑ +242%
AETNA PPO $403.20 ↑ +242%
AETNA HMO $403.20 ↑ +242%
MULTIPLAN - PHCS ALL PRODUCTS $408.00 ↑ +246%
HORIZON SHP $421.06 ↑ +257%
HORIZON HMO $435.79 ↑ +270%
HORIZON INDEMNITY $441.55 ↑ +275%
HORIZON PPO $446.06 ↑ +279%
AMERIGROUP MANAGED MEDICAID not published by hospital —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Lower Back (Lumbar Spine) X-ray at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $100.04 $20.82 – $232.44
Cooperman Barnabas Medical Center Livingston $112.94 $36.08 – $238.62
Community Medical Center Toms River $110.54 $36.08 – $231.28
Clara Maass Medical Center Belleville $106.01 $36.08 – $237.43
Childrens Specialized Hospital Mountainside $145.50 $22.00 – $655.00
Newark Beth Israel Medical Center Newark $111.02 $21.43 – $238.62
Jersey City Medical Center Jersey City $110.75 $26.94 – $249.21
Monmouth Medical Center Long Branch $116.62 $36.08 – $234.22

All New-jersey hospitals for this procedure →