Fundus photography with i&r 92250 at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$142.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$322.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.84 with AETNA vs $2,437.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $51.84 ↓ -64%
UNITED HEALTHCARE MANAGED MEDICAID $55.35 ↓ -61%
CLOVER MEDICARE ADVANTAGE $57.96 ↓ -59%
KARNA MEDICARE ADVANTAGE $65.06 ↓ -54%
SEOUL MEDICAL GROUP ALL PRODUCTS $69.23 ↓ -52%
AMERIGROUP MEDICARE ADVANTAGE $70.20 ↓ -51%
AMERIHEALTH REGIONAL HMO $74.24 ↓ -48%
AMERIHEALTH LOCAL HMO $82.19 ↓ -42%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $104.00 ↓ -27%
WELLCARE MEDICARE ADVANTAGE $128.90 ↓ -10%
HORIZON MEDICARE ADVANTAGE $128.90 ↓ -10%
WELLCARE MANAGED MEDICAID $128.90 ↓ -10%
AETNA MEDICARE ADVANTAGE $128.90 ↓ -10%
VACCN ALL PRODUCTS $128.90 ↓ -10%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $135.35 ↓ -5%
CIGNA - JRI@OUMC ALL PRODUCTS $161.00 ↑ +13%
HORIZON HMO $181.00 ↑ +27%
HORIZON WORKERS COMP $188.00 ↑ +32%
BRIGHTON HEALTH PLAN ALL PRODUCTS $193.20 ↑ +35%
HORIZON PIP $196.10 ↑ +37%
HORIZON INDEMNITY $196.10 ↑ +37%
HORIZON OMNIA $196.10 ↑ +37%
HORIZON PPO $196.10 ↑ +37%
HORIZON SHP $196.10 ↑ +37%
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $209.30 ↑ +47%
ACTIVECARE FIRST MCO ALL PRODUCTS $225.40 ↑ +58%
INTERGROUP SHARED SAVINGS $225.40 ↑ +58%
INTERGROUP WORKERS COMP $225.40 ↑ +58%
BERGEN RISK ALL PRODUCTS $241.50 ↑ +69%
PRIME HEALTH WORKERS COMP $257.60 ↑ +80%
PRIME HEALTH AUTO INSURANCE $257.60 ↑ +80%
MULTIPLAN - PHCS ALL PRODUCTS $273.70 ↑ +92%
AETNA ASA $288.74 ↑ +102%
AETNA PPO $288.74 ↑ +102%
AETNA HMO $288.74 ↑ +102%
QUALCARE PPO $298.17 ↑ +109%
QUALCARE WORKERS COMP $298.17 ↑ +109%
QUALCARE HMO $298.17 ↑ +109%
CIGNA PPO $309.96 ↑ +117%
CIGNA HMO $309.96 ↑ +117%
HORIZON MANAGED MEDICAID $1,124.00 ↑ +687%
OXFORD ALL PRODUCTS $2,045.00 ↑ +1332%
UNITED HEALTHCARE HMO $2,437.00 ↑ +1607%
AMERIGROUP MANAGED MEDICAID not published by hospital —

Visitor-reported prices

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Fundus photography with i&r 92250 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Jersey City Medical Center Jersey City $78.75 $24.67 – $302.08
Bayshore Medical Center Holmdel $142.67 $83.03 – $171.21
Hackensack University Medical Center Hackensack $151.80 $65.06 – $4,994.00
Ocean University Medical Center Brick $140.87 $62.28 – $2,080.00
Jersey Shore University Medical Center Neptune City $142.67 $62.28 – $171.21
Palisades Medical Center North Bergen $151.80 $65.06 – $576.00
Raritan Bay Medical Center Perth Amboy $142.80 $65.06 – $171.36
Riverview Medical Center Red Bank $142.67 $62.28 – $171.21

All New-jersey hospitals for this procedure →