Fundus photography with i&r 92250 at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$140.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$322.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.75 with AETNA vs $281.15 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $41.75 ↓ -70%
CLOVER MEDICARE ADVANTAGE $52.92 ↓ -62%
SEOUL MEDICAL GROUP ALL PRODUCTS $57.04 ↓ -60%
KARNA MEDICARE ADVANTAGE $62.28 ↓ -56%
AMERIGROUP MEDICARE ADVANTAGE $70.20 ↓ -50%
AMERIHEALTH LOCAL HMO $83.03 ↓ -41%
AMERIHEALTH REGIONAL HMO $84.46 ↓ -40%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $104.00 ↓ -26%
UNITED HEALTHCARE MANAGED MEDICAID $109.29 ↓ -22%
WELLCARE MANAGED MEDICAID $128.90 ↓ -8%
AETNA MEDICARE ADVANTAGE $128.90 ↓ -8%
VACCN ALL PRODUCTS $128.90 ↓ -8%
WELLCARE MEDICARE ADVANTAGE $128.90 ↓ -8%
HORIZON MEDICARE ADVANTAGE $128.90 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $135.35 ↓ -4%
CIGNA - JRI@OUMC ALL PRODUCTS $161.00 ↑ +14%
UNITED HEALTHCARE DSNP $169.05 ↑ +20%
HORIZON MANAGED MEDICAID $174.87 ↑ +24%
HORIZON HMO $181.00 ↑ +28%
HORIZON WORKERS COMP $188.00 ↑ +33%
OXFORD ALL PRODUCTS $190.16 ↑ +35%
HORIZON OMNIA $191.51 ↑ +36%
BRIGHTON HEALTH PLAN ALL PRODUCTS $193.20 ↑ +37%
HORIZON PIP $196.10 ↑ +39%
HORIZON INDEMNITY $196.10 ↑ +39%
HORIZON PPO $196.10 ↑ +39%
HORIZON SHP $196.10 ↑ +39%
UNITED HEALTHCARE HMO $202.62 ↑ +44%
BRIGHTON HEALTH PLAN - JRI@OUMC ALL PRODUCTS $209.30 ↑ +49%
BERGEN RISK ALL PRODUCTS $220.50 ↑ +57%
INTERGROUP WORKERS COMP $225.40 ↑ +60%
ACTIVECARE FIRST MCO ALL PRODUCTS $225.40 ↑ +60%
INTERGROUP SHARED SAVINGS $225.40 ↑ +60%
QUALCARE HMO $228.44 ↑ +62%
QUALCARE PPO $228.44 ↑ +62%
AETNA ASA $230.20 ↑ +63%
MULTIPLAN - PHCS ALL PRODUCTS $249.90 ↑ +77%
PRIME HEALTH AUTO INSURANCE $257.60 ↑ +83%
PRIME HEALTH WORKERS COMP $257.60 ↑ +83%
QUALCARE WORKERS COMP $258.72 ↑ +84%
AETNA PPO $264.60 ↑ +88%
AETNA HMO $264.60 ↑ +88%
CIGNA PPO $281.15 ↑ +100%
CIGNA HMO $281.15 ↑ +100%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Fundus photography with i&r 92250 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $142.67 $83.03 – $171.21
Hackensack University Medical Center Hackensack $151.80 $65.06 – $4,994.00
JFK Johnson Rehabilitation Institute (JRI) Edison $142.80 $65.06 – $2,437.00
Jersey Shore University Medical Center Neptune City $142.67 $62.28 – $171.21
Palisades Medical Center North Bergen $151.80 $65.06 – $576.00
Raritan Bay Medical Center Perth Amboy $142.80 $65.06 – $171.36
Riverview Medical Center Red Bank $142.67 $62.28 – $171.21
Southern Ocean Medical Center Manahawkin $140.87 $62.28 – $169.05

All New-jersey hospitals for this procedure →