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Lower Back (Lumbar Spine) X-ray at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$116.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$743.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$50.46 with UNITED HEALTHCARE vs $613.42 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE | MANAGED MEDICAID | $50.46 | ↓ -57% |
| AETNA | PPO | $66.72 | ↓ -43% |
| AETNA | HMO | $66.72 | ↓ -43% |
| KARNA | MEDICARE ADVANTAGE | $73.59 | ↓ -37% |
| AMERIHEALTH | LOCAL HMO | $73.60 | ↓ -37% |
| AMERIHEALTH | REGIONAL HMO | $74.87 | ↓ -36% |
| HORIZON | MANAGED MEDICAID | $91.44 | ↓ -21% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $103.20 | ↓ -11% |
| CIGNA | PPO | $103.53 | ↓ -11% |
| CIGNA | HMO | $103.53 | ↓ -11% |
| AETNA | MANAGED MEDICAID | $105.51 | ↓ -9% |
| AMERIGROUP | MEDICARE ADVANTAGE | $106.34 | ↓ -9% |
| HORIZON | MEDICARE ADVANTAGE | $106.34 | ↓ -9% |
| AETNA | MEDICARE ADVANTAGE | $106.34 | ↓ -9% |
| WELLCARE | MEDICARE ADVANTAGE | $106.34 | ↓ -9% |
| VACCN | ALL PRODUCTS | $106.34 | ↓ -9% |
| WELLCARE | MANAGED MEDICAID | $106.34 | ↓ -9% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $111.66 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $116.22 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $133.74 | ↑ +15% |
| UNITED HEALTHCARE | DSNP | $139.46 | ↑ +20% |
| UNITED HEALTHCARE | HMO | $295.04 | ↑ +154% |
| INTERGROUP | SHARED SAVINGS | $336.00 | ↑ +189% |
| INTERGROUP | WORKERS COMP | $336.00 | ↑ +189% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $336.00 | ↑ +189% |
| QUALCARE | HMO | $368.53 | ↑ +217% |
| QUALCARE | WORKERS COMP | $371.04 | ↑ +219% |
| QUALCARE | PPO | $371.04 | ↑ +219% |
| PRIME HEALTH | WORKERS COMP | $384.00 | ↑ +230% |
| PRIME HEALTH | AUTO INSURANCE | $384.00 | ↑ +230% |
| OXFORD | ALL PRODUCTS | $401.96 | ↑ +246% |
| AETNA | ASA | $403.20 | ↑ +247% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $408.00 | ↑ +251% |
| HORIZON | OMNIA | $483.99 | ↑ +316% |
| HORIZON | WORKERS COMP | $532.58 | ↑ +358% |
| BERGEN RISK | ALL PRODUCTS | $557.25 | ↑ +379% |
| HORIZON | PIP | $574.34 | ↑ +394% |
| HORIZON | SHP | $579.32 | ↑ +398% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $594.40 | ↑ +411% |
| HORIZON | HMO | $597.74 | ↑ +414% |
| HORIZON | INDEMNITY | $604.80 | ↑ +420% |
| HORIZON | PPO | $613.42 | ↑ +428% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) X-ray at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $117.70 | $50.46 – $631.55 |
| Hackensack University Medical Center | Hackensack | $125.23 | $32.71 – $423.36 |