Frozen cell preparation at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$12.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,066.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.53 with UNITED HEALTHCARE vs $1,796.53 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $8.53 ↓ -29%
WELLCARE MEDICARE ADVANTAGE $12.09 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $12.09 ↑ +0%
HORIZON MEDICARE ADVANTAGE $12.09 ↑ +0%
AETNA MEDICARE ADVANTAGE $12.09 ↑ +0%
AMERIGROUP MANAGED MEDICAID $12.09 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $12.09 ↑ +0%
WELLCARE MANAGED MEDICAID $12.09 ↑ +0%
VACCN ALL PRODUCTS $12.09 ↑ +0%
CLOVER MEDICARE ADVANTAGE $12.09 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $12.69 ↑ +5%
UNITED HEALTHCARE DSNP $14.51 ↑ +20%
KARNA MEDICARE ADVANTAGE $15.75 ↑ +30%
UNITED HEALTHCARE HMO $24.81 ↑ +105%
CIGNA PPO $55.40 ↑ +358%
CIGNA HMO $55.40 ↑ +358%
AETNA MANAGED MEDICAID $262.13 ↑ +2068%
HORIZON MANAGED MEDICAID $351.66 ↑ +2809%
QUALCARE HMO $915.62 ↑ +7473%
OXFORD ALL PRODUCTS $998.69 ↑ +8160%
HORIZON OMNIA $1,202.48 ↑ +9846%
AETNA PPO $1,270.05 ↑ +10405%
AETNA HMO $1,270.05 ↑ +10405%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,292.20 ↑ +10588%
INTERGROUP SHARED SAVINGS $1,292.20 ↑ +10588%
INTERGROUP WORKERS COMP $1,292.20 ↑ +10588%
HORIZON WORKERS COMP $1,323.21 ↑ +10845%
BERGEN RISK ALL PRODUCTS $1,384.50 ↑ +11352%
QUALCARE PPO $1,426.96 ↑ +11703%
HORIZON PIP $1,426.96 ↑ +11703%
QUALCARE WORKERS COMP $1,426.96 ↑ +11703%
HORIZON SHP $1,439.33 ↑ +11805%
AETNA ASA $1,445.42 ↑ +11856%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,476.80 ↑ +12115%
PRIME HEALTH WORKERS COMP $1,476.80 ↑ +12115%
PRIME HEALTH AUTO INSURANCE $1,476.80 ↑ +12115%
HORIZON HMO $1,485.11 ↑ +12184%
HORIZON INDEMNITY $1,502.64 ↑ +12329%
HORIZON PPO $1,524.06 ↑ +12506%
MULTIPLAN - PHCS ALL PRODUCTS $1,569.10 ↑ +12878%
AMERIHEALTH LOCAL HMO $1,586.08 ↑ +13019%
AMERIHEALTH REGIONAL HMO $1,796.53 ↑ +14760%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Frozen cell preparation at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $12.09 $12.09 – $55.40
Hackensack University Medical Center Hackensack $12.09 $8.50 – $54.29
JFK Johnson Rehabilitation Institute (JRI) Edison $12.09 $8.53 – $56.90
Jersey Shore University Medical Center Neptune City $12.09 $9.67 – $55.40
Palisades Medical Center North Bergen $12.09 $9.38 – $55.40
Raritan Bay Medical Center Perth Amboy $12.09 $12.09 – $55.40
Riverview Medical Center Red Bank $12.09 $6.58 – $55.40
Southern Ocean Medical Center Manahawkin $12.09 $12.09 – $55.40

All New-jersey hospitals for this procedure →