Frozen cell preparation at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$12.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,066.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.09 with SEOUL MEDICAL GROUP vs $1,796.53 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SEOUL MEDICAL GROUP ALL PRODUCTS $12.09 ↑ +0%
CLOVER MEDICARE ADVANTAGE $12.09 ↑ +0%
AETNA MANAGED MEDICAID $12.09 ↑ +0%
WELLCARE MANAGED MEDICAID $12.09 ↑ +0%
AMERIGROUP MANAGED MEDICAID $12.09 ↑ +0%
VACCN ALL PRODUCTS $12.09 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $12.09 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $12.69 ↑ +5%
AETNA MEDICARE ADVANTAGE $13.18 ↑ +9%
UNITED HEALTHCARE DSNP $14.51 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $22.17 ↑ +83%
OXFORD ALL PRODUCTS $24.81 ↑ +105%
UNITED HEALTHCARE HMO $24.81 ↑ +105%
CIGNA PPO $55.40 ↑ +358%
CIGNA HMO $55.40 ↑ +358%
QUALCARE HMO $915.62 ↑ +7473%
HORIZON MANAGED MEDICAID $1,124.03 ↑ +9197%
HORIZON PIP $1,190.67 ↑ +9748%
HORIZON WORKERS COMP $1,190.67 ↑ +9748%
HORIZON OMNIA $1,260.63 ↑ +10327%
AETNA PPO $1,270.05 ↑ +10405%
AETNA HMO $1,270.05 ↑ +10405%
BERGEN RISK ALL PRODUCTS $1,384.50 ↑ +11352%
QUALCARE PPO $1,434.34 ↑ +11764%
AETNA ASA $1,445.42 ↑ +11856%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,476.80 ↑ +12115%
CIGNA BH $1,476.80 ↑ +12115%
HORIZON SHP $1,541.59 ↑ +12651%
HORIZON HMO $1,556.73 ↑ +12776%
MULTIPLAN - PHCS ALL PRODUCTS $1,569.10 ↑ +12878%
HORIZON INDEMNITY $1,579.07 ↑ +12961%
AMERIHEALTH LOCAL HMO $1,586.08 ↑ +13019%
HORIZON PPO $1,593.47 ↑ +13080%
QUALCARE WORKERS COMP $1,624.48 ↑ +13337%
AMERIHEALTH REGIONAL HMO $1,796.53 ↑ +14760%
KARNA MEDICARE ADVANTAGE not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Frozen cell preparation at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $12.09 $8.50 – $54.29
Ocean University Medical Center Brick $12.09 $8.53 – $55.40
JFK Johnson Rehabilitation Institute (JRI) Edison $12.09 $8.53 – $56.90
Jersey Shore University Medical Center Neptune City $12.09 $9.67 – $55.40
Palisades Medical Center North Bergen $12.09 $9.38 – $55.40
Raritan Bay Medical Center Perth Amboy $12.09 $12.09 – $55.40
Riverview Medical Center Red Bank $12.09 $6.58 – $55.40
Southern Ocean Medical Center Manahawkin $12.09 $12.09 – $55.40

All New-jersey hospitals for this procedure →