Compatibility test each unit immediate spin technique at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$187.28
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$303.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.20 with UNITED HEALTHCARE vs $306.15 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE | MANAGED MEDICAID | $13.20 | ↓ -93% |
| AETNA | MANAGED MEDICAID | $43.03 | ↓ -77% |
| CLOVER | MEDICARE ADVANTAGE | $54.54 | ↓ -71% |
| HORIZON | MANAGED MEDICAID | $57.72 | ↓ -69% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $58.78 | ↓ -69% |
| KARNA | MEDICARE ADVANTAGE | $114.53 | ↓ -39% |
| QUALCARE | HMO | $150.29 | ↓ -20% |
| OXFORD | ALL PRODUCTS | $163.92 | ↓ -12% |
| HORIZON | MEDICARE ADVANTAGE | $171.36 | ↓ -9% |
| WELLCARE | MEDICARE ADVANTAGE | $171.36 | ↓ -9% |
| AETNA | MEDICARE ADVANTAGE | $171.36 | ↓ -9% |
| WELLCARE | MANAGED MEDICAID | $171.36 | ↓ -9% |
| AMERIGROUP | MEDICARE ADVANTAGE | $171.36 | ↓ -9% |
| VACCN | ALL PRODUCTS | $171.36 | ↓ -9% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $179.93 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $187.28 | ↑ +0% |
| HORIZON | OMNIA | $197.37 | ↑ +5% |
| AETNA | PPO | $208.46 | ↑ +11% |
| AETNA | HMO | $208.46 | ↑ +11% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $212.10 | ↑ +13% |
| INTERGROUP | SHARED SAVINGS | $212.10 | ↑ +13% |
| INTERGROUP | WORKERS COMP | $212.10 | ↑ +13% |
| HORIZON | WORKERS COMP | $217.19 | ↑ +16% |
| UNITED HEALTHCARE | DSNP | $224.73 | ↑ +20% |
| BERGEN RISK | ALL PRODUCTS | $227.25 | ↑ +21% |
| QUALCARE | WORKERS COMP | $234.22 | ↑ +25% |
| HORIZON | PIP | $234.22 | ↑ +25% |
| QUALCARE | PPO | $234.22 | ↑ +25% |
| HORIZON | SHP | $236.25 | ↑ +26% |
| AETNA | ASA | $237.25 | ↑ +27% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $242.40 | ↑ +29% |
| PRIME HEALTH | WORKERS COMP | $242.40 | ↑ +29% |
| PRIME HEALTH | AUTO INSURANCE | $242.40 | ↑ +29% |
| HORIZON | HMO | $243.76 | ↑ +30% |
| HORIZON | INDEMNITY | $246.64 | ↑ +32% |
| HORIZON | PPO | $250.16 | ↑ +34% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $257.55 | ↑ +38% |
| AMERIHEALTH | LOCAL HMO | $260.34 | ↑ +39% |
| CIGNA | PPO | $289.76 | ↑ +55% |
| CIGNA | HMO | $289.76 | ↑ +55% |
| AMERIHEALTH | REGIONAL HMO | $294.88 | ↑ +57% |
| UNITED HEALTHCARE | HMO | $306.15 | ↑ +63% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Compatibility test each unit immediate spin technique at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $189.67 | $41.07 – $306.15 |
| Hackensack University Medical Center | Hackensack | $201.80 | $19.67 – $518.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $189.84 | $13.20 – $311.00 |
| Jersey Shore University Medical Center | Neptune City | $189.67 | $41.07 – $333.37 |
| Palisades Medical Center | North Bergen | $201.80 | $21.70 – $629.14 |
| Raritan Bay Medical Center | Perth Amboy | $189.84 | $41.07 – $306.15 |
| Riverview Medical Center | Red Bank | $189.67 | $15.21 – $306.15 |
| Southern Ocean Medical Center | Manahawkin | $187.28 | $41.07 – $359.00 |