Compatibility test each unit immediate spin technique at Cooperman Barnabas Medical Center
94 Old Short Hills Rd, Livingston, NJ · RWJBarnabas Health · · NPI 1396857488
$65.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$311.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.60 with United Healthcare vs $384.50 with Emblem Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $12.60 | ↓ -81% |
| Fidelis Care | NJ Family Care | $12.84 | ↓ -81% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $21.70 | ↓ -67% |
| Amerihealth | Regional Preferred | $38.67 | ↓ -41% |
| Amerihealth | Local Value | $38.67 | ↓ -41% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $38.76 | ↓ -41% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $38.76 | ↓ -41% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $38.76 | ↓ -41% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $38.76 | ↓ -41% |
| Aetna | Better Health | $52.19 | ↓ -21% |
| United Healthcare | Nexus | $73.91 | ↑ +12% |
| United Healthcare | Oxford Metro | $73.91 | ↑ +12% |
| United Healthcare | Commercial | $78.93 | ↑ +20% |
| United Healthcare | Oxford Commercial | $78.93 | ↑ +20% |
| Cigna | HMO | $134.87 | ↑ +105% |
| Cigna | PPO | $134.87 | ↑ +105% |
| Wellpoint | NJ Family Care | $171.57 | ↑ +160% |
| First Health | Commercial | $180.60 | ↑ +174% |
| Fidelis Care | Medicare Advantage | $192.25 | ↑ +192% |
| Wellpoint | Medicare Advantage | $192.25 | ↑ +192% |
| Clover Health | Medicare Advantage | $192.25 | ↑ +192% |
| Humana | Medicare | $192.25 | ↑ +192% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $192.25 | ↑ +192% |
| Aetna | Medicare | $192.25 | ↑ +192% |
| United Healthcare | Medicare | $196.10 | ↑ +198% |
| Aetna | PPO | $219.73 | ↑ +233% |
| Aetna | HMO | $219.73 | ↑ +233% |
| Qualcare Inc | HMO/POS | $231.16 | ↑ +251% |
| Qualcare Inc | PPO/WC | $246.51 | ↑ +274% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $255.85 | ↑ +288% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $255.85 | ↑ +288% |
| Wellcare | Ambetter Health Commercial | $382.58 | ↑ +481% |
| Emblem Health | Commercial | $384.50 | ↑ +483% |
Visitor-reported prices
Comments
Compatibility test each unit immediate spin technique at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $58.75 | $12.24 – $374.56 |
| Community Medical Center | Toms River | $64.91 | $12.60 – $372.69 |
| Clara Maass Medical Center | Belleville | $62.45 | $12.60 – $382.58 |
| Newark Beth Israel Medical Center | Newark | $64.78 | $12.60 – $384.50 |
| Jersey City Medical Center | Jersey City | $65.04 | $12.60 – $401.58 |
| Monmouth Medical Center | Long Branch | $68.48 | $12.60 – $377.44 |
| Bayshore Medical Center | Holmdel | $189.67 | $41.07 – $306.15 |
| Hackensack University Medical Center | Hackensack | $201.80 | $19.67 – $518.00 |