Colonoscopy/w endoscopic stent 45389 at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$6,505.71
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,502.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$585.20 with KARNA vs $10,671.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $585.20 | ↓ -91% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -82% |
| AETNA | MANAGED MEDICAID | $1,349.28 | ↓ -79% |
| HORIZON | MANAGED MEDICAID | $1,575.00 | ↓ -76% |
| CLOVER | MEDICARE ADVANTAGE | $1,710.36 | ↓ -74% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,843.39 | ↓ -72% |
| CIGNA | HMO | $4,414.00 | ↓ -32% |
| CIGNA | PPO | $4,945.00 | ↓ -24% |
| HORIZON | MEDICARE ADVANTAGE | $5,952.81 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $5,952.81 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $5,952.81 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $5,952.81 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $5,952.81 | ↓ -8% |
| VACCN | ALL PRODUCTS | $5,952.81 | ↓ -8% |
| OXFORD | ALL PRODUCTS | $6,137.00 | ↓ -6% |
| HORIZON | OMNIA | $6,189.60 | ↓ -5% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $6,250.45 | ↓ -4% |
| QUALCARE | HMO | $6,256.00 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $6,505.71 | ↑ +0% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $6,651.40 | ↑ +2% |
| INTERGROUP | WORKERS COMP | $6,651.40 | ↑ +2% |
| INTERGROUP | SHARED SAVINGS | $6,651.40 | ↑ +2% |
| BERGEN RISK | ALL PRODUCTS | $7,126.50 | ↑ +10% |
| HORIZON | PIP | $7,345.05 | ↑ +13% |
| QUALCARE | PPO | $7,383.05 | ↑ +13% |
| HORIZON | SHP | $7,408.71 | ↑ +14% |
| AETNA | ASA | $7,440.07 | ↑ +14% |
| PRIME HEALTH | AUTO INSURANCE | $7,601.60 | ↑ +17% |
| PRIME HEALTH | WORKERS COMP | $7,601.60 | ↑ +17% |
| HORIZON | HMO | $7,644.36 | ↑ +18% |
| UNITED HEALTHCARE | HMO | $7,714.00 | ↑ +19% |
| HORIZON | INDEMNITY | $7,734.63 | ↑ +19% |
| UNITED HEALTHCARE | DSNP | $7,806.85 | ↑ +20% |
| HORIZON | PPO | $7,844.85 | ↑ +21% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $8,076.70 | ↑ +24% |
| AMERIHEALTH | LOCAL HMO | $8,164.12 | ↑ +25% |
| QUALCARE | WORKERS COMP | $8,361.76 | ↑ +29% |
| AETNA | PPO | $8,419.00 | ↑ +29% |
| AETNA | HMO | $8,419.00 | ↑ +29% |
| AMERIHEALTH | REGIONAL HMO | $9,247.35 | ↑ +42% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +53% |
| HORIZON | WORKERS COMP | $10,671.00 | ↑ +64% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Colonoscopy/w endoscopic stent 45389 at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $6,588.93 | $6,588.93 – $7,906.71 |
| Hackensack University Medical Center | Hackensack | $7,010.39 | $602.46 – $7,360.91 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $6,594.64 | $370.70 – $6,594.64 |
| Jersey Shore University Medical Center | Neptune City | $6,588.93 | $585.20 – $7,906.71 |
| Palisades Medical Center | North Bergen | $7,010.39 | $365.14 – $7,641.32 |
| Raritan Bay Medical Center | Perth Amboy | $6,594.64 | $602.46 – $7,913.57 |
| Riverview Medical Center | Red Bank | $6,588.93 | $585.20 – $7,906.71 |
| Southern Ocean Medical Center | Manahawkin | $6,505.71 | $585.20 – $7,806.85 |