Colonoscopy/w endoscopic stent 45389 at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$7,010.39
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,502.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$602.46 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $602.46 | ↓ -91% |
| CLOVER | MEDICARE ADVANTAGE | $1,710.36 | ↓ -76% |
| AETNA | MANAGED MEDICAID | $2,385.00 | ↓ -66% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,717.57 | ↓ -61% |
| HORIZON | MANAGED MEDICAID | $2,728.00 | ↓ -61% |
| LHP HEALTH | ALL PRODUCTS | $3,548.00 | ↓ -49% |
| OPTUM HEALTH | MANAGED MEDICAID | $5,608.31 | ↓ -20% |
| HORIZON | OMNIA | $6,222.86 | ↓ -11% |
| AETNA | MEDICARE ADVANTAGE | $6,590.73 | ↓ -6% |
| INTERGROUP | ALL PRODUCTS | $6,651.40 | ↓ -5% |
| WELLCARE | MEDICARE ADVANTAGE | $7,010.39 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $7,010.39 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $7,010.39 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $7,010.39 | ↑ +0% |
| VACCN | ALL PRODUCTS | $7,010.39 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $7,010.39 | ↑ +0% |
| CHN | ALL PRODUCTS | $7,057.81 | ↑ +1% |
| BERGEN RISK | ALL PRODUCTS | $7,126.50 | ↑ +2% |
| HORIZON | PIP | $7,126.50 | ↑ +2% |
| OXFORD | ALL PRODUCTS | $7,146.00 | ↑ +2% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $7,360.91 | ↑ +5% |
| CIGNA | BH | $7,601.60 | ↑ +8% |
| AETNA | HMO | $7,773.00 | ↑ +11% |
| AETNA | ASA | $7,773.00 | ↑ +11% |
| AETNA | PPO | $7,773.00 | ↑ +11% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↑ +14% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $8,076.70 | ↑ +15% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $8,076.70 | ↑ +15% |
| CIGNA | HMO | $8,357.00 | ↑ +19% |
| QUALCARE | HMO | $8,380.76 | ↑ +20% |
| QUALCARE | PPO | $8,456.78 | ↑ +21% |
| QUALCARE | WORKERS COMP | $8,456.78 | ↑ +21% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $8,551.80 | ↑ +22% |
| UNITED HEALTHCARE | HMO | $8,568.00 | ↑ +22% |
| CIGNA | PPO | $8,641.12 | ↑ +23% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↑ +27% |
| HORIZON | HMO | $9,049.70 | ↑ +29% |
| HORIZON | INDEMNITY | $9,096.26 | ↑ +30% |
| HORIZON | SHP | $9,154.23 | ↑ +31% |
| HORIZON | FEDERAL | $9,266.35 | ↑ +32% |
| HORIZON | PPO | $9,266.35 | ↑ +32% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +140% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Colonoscopy/w endoscopic stent 45389 at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $6,588.93 | $6,588.93 – $7,906.71 |
| Ocean University Medical Center | Brick | $6,505.71 | $585.20 – $7,806.85 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $6,594.64 | $370.70 – $6,594.64 |
| Jersey Shore University Medical Center | Neptune City | $6,588.93 | $585.20 – $7,906.71 |
| Palisades Medical Center | North Bergen | $7,010.39 | $365.14 – $7,641.32 |
| Raritan Bay Medical Center | Perth Amboy | $6,594.64 | $602.46 – $7,913.57 |
| Riverview Medical Center | Red Bank | $6,588.93 | $585.20 – $7,906.71 |
| Southern Ocean Medical Center | Manahawkin | $6,505.71 | $585.20 – $7,806.85 |