Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$3,986.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,543.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$92.82 with Horizon Blue Cross Blue Shield of New Jersey vs $4,294.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $92.82 | ↓ -98% |
| United Healthcare | Community Plan | $196.57 | ↓ -95% |
| Fidelis Care | NJ Family Care | $200.28 | ↓ -95% |
| Aetna | Better Health | $215.24 | ↓ -95% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $644.00 | ↓ -84% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $644.00 | ↓ -84% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $644.00 | ↓ -84% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $644.00 | ↓ -84% |
| Fidelis Care | Medicare Advantage | $789.37 | ↓ -80% |
| Humana | Medicare | $789.37 | ↓ -80% |
| Aetna | Medicare | $789.37 | ↓ -80% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $789.37 | ↓ -80% |
| Wellpoint | Medicare Advantage | $789.37 | ↓ -80% |
| Clover Health | Medicare Advantage | $789.37 | ↓ -80% |
| United Healthcare | Medicare | $805.16 | ↓ -80% |
| First Health | Commercial | $925.80 | ↓ -77% |
| Amerihealth | Local Value | $999.09 | ↓ -75% |
| Amerihealth | Regional Preferred | $1,216.96 | ↓ -69% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $1,354.29 | ↓ -66% |
| Emblem Health | Commercial | $1,381.40 | ↓ -65% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $1,472.94 | ↓ -63% |
| Cigna | Local Plus | $1,479.00 | ↓ -63% |
| Wellcare | Ambetter Health Commercial | $1,570.85 | ↓ -61% |
| Cigna | HMO | $1,879.00 | ↓ -53% |
| Cigna | PPO | $1,979.00 | ↓ -50% |
| United Healthcare | Oxford Metro | $2,255.00 | ↓ -43% |
| United Healthcare | Nexus | $2,647.00 | ↓ -34% |
| United Healthcare | Oxford Commercial | $2,653.00 | ↓ -33% |
| Qualcare Inc | HMO/POS | $2,699.00 | ↓ -32% |
| United Healthcare | Commercial | $3,114.00 | ↓ -22% |
| Wellpoint | NJ Family Care | $3,266.00 | ↓ -18% |
| Aetna | PPO | $4,294.00 | ↑ +8% |
| Aetna | HMO | $4,294.00 | ↑ +8% |
| Qualcare Inc | PPO/WC | not published by hospital | — |
Visitor-reported prices
Comments
Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $89.48 – $1,537.88 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $93.96 – $1,578.74 |
| Community Medical Center | Toms River | $3,786.00 | $96.22 – $1,530.19 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $92.12 – $1,578.74 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $101.88 – $1,648.89 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $185.65 – $1,549.77 |
| Bayshore Medical Center | Holmdel | $778.78 | $778.78 – $934.53 |
| Hackensack University Medical Center | Hackensack | $828.59 | $251.94 – $870.02 |