Echo stress at CHI Health Midlands
11111 S 84th Street, Papillion, NE · Chihealth · · NPI 1215006101
$1,205.82
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,871.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$222.37 with Medica vs $2,440.35 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $222.37 | ↓ -82% |
| Medica | Commercial|All Other Plans | $319.16 | ↓ -74% |
| Medica | Commercial|CHI Health | $358.57 | ↓ -70% |
| Amerigroup | Medicaid|All Plans | $446.57 | ↓ -63% |
| Centene | Medicaid|IA Total Care | $446.57 | ↓ -63% |
| IAMolina | Medicaid|All Plans | $455.32 | ↓ -62% |
| United | Medicaid|Community Plan | $516.78 | ↓ -57% |
| Centene | Medicaid|NE Total Care | $516.78 | ↓ -57% |
| Humana | Medicare|All Plans | $534.35 | ↓ -56% |
| Medica | Medicare|All Plans | $534.35 | ↓ -56% |
| United | Medicare|All Plans | $534.35 | ↓ -56% |
| PACE | Medicare|All Plans | $534.35 | ↓ -56% |
| BCBS - NE | Medicare|All Plans | $534.35 | ↓ -56% |
| Todays Options | Medicare|All Plans | $545.04 | ↓ -55% |
| Centene | Medicare|All Plans | $550.38 | ↓ -54% |
| Amerigroup | Medicare|All Plans | $561.07 | ↓ -53% |
| Great Plains | Medicare|All Plans | $561.07 | ↓ -53% |
| ELAP | Commercial|All Plans | $803.88 | ↓ -33% |
| AMPS | Commercial|All Plans | $1,186.26 | ↓ -2% |
| One World | Commercial|Narrow Network | $1,349.37 | ↑ +12% |
| Greater Omaha Packing | Commercial|Narrow Network | $1,349.37 | ↑ +12% |
| Millard Public Schools | Commercial|Narrow Network | $1,349.37 | ↑ +12% |
| Medica | Commercial|Open Access | $1,492.92 | ↑ +24% |
| Timpte | Commercial|Broad Network | $1,550.34 | ↑ +29% |
| Greater Omaha Packing | Commercial|Broad Network | $1,550.34 | ↑ +29% |
| Millard Public Schools | Commercial|Broad Network | $1,550.34 | ↑ +29% |
| One World | Commercial|Broad Network | $1,550.34 | ↑ +29% |
| QuikTrip | Commercial|All Plans | $1,722.60 | ↑ +43% |
| Creighton University Employees | Commercial|All Plans | $1,866.15 | ↑ +55% |
| PHCS | Commercial|All Plans | $2,038.41 | ↑ +69% |
| United | Commercial|All Plans | $2,124.54 | ↑ +76% |
| Midlands Choice | Commercial|Standard | $2,153.25 | ↑ +79% |
| Midlands Choice | Commercial|Premier | $2,153.25 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $2,440.35 | ↑ +102% |
Visitor-reported prices
Comments
Echo stress at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ogallala Community Hospital | Ogallala | $866.21 | $567.16 – $1,250.33 |
| CHI Health Schuyler | Schuyler | $1,421.20 | $358.15 – $1,893.04 |
| CHI Health Immanuel | Omaha | $1,205.82 | $222.37 – $2,440.35 |
| CHI Health Nebraska Heart | Lincoln | $1,620.12 | $222.37 – $2,888.04 |
| CHI Health St. Mary's | Nebraska City | $1,398.55 | $360.93 – $1,617.60 |
| Lasting Hope Recovery Center | Omaha | $1,205.82 | $488.07 – $2,440.35 |
| CHI Health Good Samaritan | Kearney | $1,794.01 | $222.37 – $2,735.13 |
| CHI Health St. Francis | Grand Island | $1,610.11 | $222.37 – $2,565.26 |