Echo stress at Ogallala Community Hospital
2601 N Spruce Street, Ogallala, NE · Banner Health · · NPI 1710915467
$866.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,289.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$567.16 with Blue Cross Blue Shield of Wyoming vs $1,250.33 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Wyoming | Medicare Advantage | $567.16 | ↓ -35% |
| Medica | Medicare Advantage | $567.16 | ↓ -35% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | $567.16 | ↓ -35% |
| Banner Health | Banner Choice Plus/Banner Select | $567.16 | ↓ -35% |
| United Healthcare | VA Community Care | $592.94 | ↓ -32% |
| United Healthcare | UHC Medicare Advantage | $592.94 | ↓ -32% |
| Nebraska Total Care | Medicaid | $631.61 | ↓ -27% |
| United Healthcare | Nebraska Medicaid/CHIP | $631.61 | ↓ -27% |
| Molina Healthcare | Medicaid/CHIP | $631.61 | ↓ -27% |
| Keith County Sheriff’s Office | Imate/Detainee Plan | $966.75 | ↑ +12% |
| Apostrophe, Inc. | Commercial | $1,160.10 | ↑ +34% |
| United Healthcare | Commercial/Individual Exchange | $1,224.55 | ↑ +41% |
| Medica | Commercial | $1,228.42 | ↑ +42% |
| Coventry | Commercial | $1,237.44 | ↑ +43% |
| Midlands Choice | Commercial | $1,237.44 | ↑ +43% |
| First Health | Medical Rental | $1,237.44 | ↑ +43% |
| Blue Cross Blue Shield of Wyoming | Network Blue | $1,237.44 | ↑ +43% |
| Coventry | Workers Comp | $1,237.44 | ↑ +43% |
| Multiplan | Commercial | $1,250.33 | ↑ +44% |
Visitor-reported prices
Comments
Echo stress at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Health Midlands | Papillion | $1,205.82 | $222.37 – $2,440.35 |
| CHI Health Schuyler | Schuyler | $1,421.20 | $358.15 – $1,893.04 |
| CHI Health Immanuel | Omaha | $1,205.82 | $222.37 – $2,440.35 |
| CHI Health Nebraska Heart | Lincoln | $1,620.12 | $222.37 – $2,888.04 |
| CHI Health St. Mary's | Nebraska City | $1,398.55 | $360.93 – $1,617.60 |
| Lasting Hope Recovery Center | Omaha | $1,205.82 | $488.07 – $2,440.35 |
| CHI Health Good Samaritan | Kearney | $1,794.01 | $222.37 – $2,735.13 |
| CHI Health St. Francis | Grand Island | $1,610.11 | $222.37 – $2,565.26 |