ER Visit (level 5, high severity) at CHI Health Creighton University Medical Center - Bergan Mercy
7500 Mercy Road, Omaha, NE · Chihealth · · NPI 1508941097
$1,384.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,296.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$333.02 with Medica vs $5,552.00 with United — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $333.02 | ↓ -76% |
| Centene | Medicaid|IA Total Care | $517.22 | ↓ -63% |
| Amerigroup | Medicaid|All Plans | $517.22 | ↓ -63% |
| IAMolina | Medicaid|All Plans | $527.36 | ↓ -62% |
| United | Medicaid|Community Plan | $560.32 | ↓ -60% |
| Centene | Medicaid|NE Total Care | $560.32 | ↓ -60% |
| Humana | Medicare|All Plans | $597.50 | ↓ -57% |
| Medica | Medicare|All Plans | $597.50 | ↓ -57% |
| United | Medicare|All Plans | $597.50 | ↓ -57% |
| PACE | Medicare|All Plans | $597.50 | ↓ -57% |
| BCBS - NE | Medicare|All Plans | $597.50 | ↓ -57% |
| Todays Options | Medicare|All Plans | $609.45 | ↓ -56% |
| Centene | Medicare|All Plans | $615.42 | ↓ -56% |
| Amerigroup | Medicare|All Plans | $627.38 | ↓ -55% |
| Great Plains | Medicare|All Plans | $627.38 | ↓ -55% |
| ELAP | Commercial|All Plans | $1,087.68 | ↓ -21% |
| AMPS | Commercial|All Plans | $1,278.65 | ↓ -8% |
| Medica | Commercial|CHI Health | $1,689.00 | ↑ +22% |
| Medica | Commercial|Open Access | $1,713.92 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $1,713.92 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $1,977.60 | ↑ +43% |
| Medica | Commercial|All Other Plans | $2,302.00 | ↑ +66% |
| PHCS | Commercial|All Plans | $2,340.16 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $2,472.00 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $2,801.60 | ↑ +102% |
| One World | Commercial|Narrow Network | $4,289.00 | ↑ +210% |
| Greater Omaha Packing | Commercial|Narrow Network | $4,289.00 | ↑ +210% |
| Millard Public Schools | Commercial|Narrow Network | $4,289.00 | ↑ +210% |
| Creighton University Employees | Commercial|All Plans | $4,580.00 | ↑ +231% |
| Millard Public Schools | Commercial|Broad Network | $4,933.00 | ↑ +256% |
| One World | Commercial|Broad Network | $4,933.00 | ↑ +256% |
| Greater Omaha Packing | Commercial|Broad Network | $4,933.00 | ↑ +256% |
| Timpte | Commercial|Broad Network | $4,933.00 | ↑ +256% |
| United | Commercial|All Plans | $5,552.00 | ↑ +301% |
Visitor-reported prices
Comments
ER Visit (level 5, high severity) at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Health Immanuel | Omaha | $1,384.32 | $333.02 – $2,801.60 |
| Lasting Hope Recovery Center | Omaha | $1,384.32 | $560.32 – $2,801.60 |
| CHI Health Lakeside | Omaha | $1,384.32 | $333.02 – $2,801.60 |
| Ogallala Community Hospital | Ogallala | $3,172.59 | $343.20 – $756.60 |
| CHI Health Midlands | Papillion | $1,384.32 | $333.02 – $2,801.60 |
| CHI Health Schuyler | Schuyler | $1,414.40 | $106.25 – $486.08 |
| CHI Health St. Mary's | Nebraska City | $1,390.25 | $106.25 – $476.16 |
| CHI Health Good Samaritan | Kearney | $1,491.45 | $333.02 – $2,273.85 |