ER Visit (level 5, high severity) at CHI Health Good Samaritan
10 East 31st Street, Kearney, NE · Chihealth · · NPI 1336184019
$1,491.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,445.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$333.02 with Medica vs $5,404.00 with One World — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $333.02 | ↓ -78% |
| Amerigroup | Medicaid|All Plans | $499.34 | ↓ -67% |
| Centene | Medicaid|IA Total Care | $499.34 | ↓ -67% |
| IAMolina | Medicaid|All Plans | $509.13 | ↓ -66% |
| United | Medicaid|Community Plan | $513.45 | ↓ -66% |
| Centene | Medicaid|NE Total Care | $518.59 | ↓ -65% |
| BCBS - NE | Medicare|All Plans | $580.47 | ↓ -61% |
| Humana | Medicare|All Plans | $580.47 | ↓ -61% |
| PACE | Medicare|All Plans | $580.47 | ↓ -61% |
| Medica | Medicare|All Plans | $580.47 | ↓ -61% |
| United | Medicare|All Plans | $580.47 | ↓ -61% |
| Centene | Medicare|All Plans | $597.88 | ↓ -60% |
| Amerigroup | Medicare|All Plans | $609.49 | ↓ -59% |
| Great Plains | Medicare|All Plans | $609.49 | ↓ -59% |
| Creighton University Employees | Commercial|All Plans | $1,198.05 | ↓ -20% |
| AMPS | Commercial|All Plans | $1,288.64 | ↓ -14% |
| ELAP | Commercial|All Plans | $1,418.10 | ↓ -5% |
| United | Commercial|All Plans | $1,858.20 | ↑ +25% |
| Medica | Commercial|Open Access | $1,907.10 | ↑ +28% |
| Midlands Choice | Commercial|Premier | $1,907.10 | ↑ +28% |
| Midlands Choice | Commercial|Standard | $2,249.40 | ↑ +51% |
| MultiPlan PHCS | Commercial|All Plans | $2,273.85 | ↑ +52% |
| Medica | Commercial|CHI Health | $2,275.00 | ↑ +53% |
| Medica | Commercial|All Other Plans | $2,673.00 | ↑ +79% |
| Millard Public Schools | Commercial|Narrow Network | $4,700.00 | ↑ +215% |
| One World | Commercial|Narrow Network | $4,700.00 | ↑ +215% |
| Greater Omaha Packing | Commercial|Narrow Network | $4,700.00 | ↑ +215% |
| Timpte | Commercial|Broad Network | $5,404.00 | ↑ +262% |
| Greater Omaha Packing | Commercial|Broad Network | $5,404.00 | ↑ +262% |
| Millard Public Schools | Commercial|Broad Network | $5,404.00 | ↑ +262% |
| One World | Commercial|Broad Network | $5,404.00 | ↑ +262% |
Visitor-reported prices
Comments
ER Visit (level 5, high severity) at other Nebraska hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ogallala Community Hospital | Ogallala | $3,172.59 | $343.20 – $756.60 |
| CHI Health Midlands | Papillion | $1,384.32 | $333.02 – $2,801.60 |
| CHI Health Schuyler | Schuyler | $1,414.40 | $106.25 – $486.08 |
| CHI Health Immanuel | Omaha | $1,384.32 | $333.02 – $2,801.60 |
| CHI Health St. Mary's | Nebraska City | $1,390.25 | $106.25 – $476.16 |
| Lasting Hope Recovery Center | Omaha | $1,384.32 | $560.32 – $2,801.60 |
| CHI Health St. Francis | Grand Island | $1,457.30 | $333.02 – $2,321.80 |
| CHI Health Creighton University Medical Center - Bergan Mercy | Omaha | $1,384.32 | $333.02 – $2,801.60 |