Ot evaluation moderate complexity patient/family at CHI Health Nebraska Heart

7500 S 91ST ST, Lincoln, NE · Chihealth · · NPI 1699718437

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$87.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$191.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.84 with United vs $211.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|Community Plan $45.84 ↓ -48%
Centene Medicaid|NE Total Care $46.30 ↓ -47%
Amerigroup Medicaid|All Plans $72.58 ↓ -17%
Centene Medicaid|IA Total Care $72.58 ↓ -17%
IAMolina Medicaid|All Plans $74.01 ↓ -16%
Millard Public Schools Commercial|Narrow Network $118.42 ↑ +35%
One World Commercial|Narrow Network $118.42 ↑ +35%
Greater Omaha Packing Commercial|Narrow Network $118.42 ↑ +35%
Midlands Choice Commercial|Standard $133.70 ↑ +52%
Medica Commercial|Open Access $133.70 ↑ +52%
Millard Public Schools Commercial|Broad Network $135.61 ↑ +54%
Greater Omaha Packing Commercial|Broad Network $135.61 ↑ +54%
Timpte Commercial|Broad Network $135.61 ↑ +54%
One World Commercial|Broad Network $135.61 ↑ +54%
MultiPlan PHCS Commercial|All Plans $143.25 ↑ +63%
ELAP Commercial|All Plans $156.62 ↑ +78%
Medica Commercial|All Other Plans $176.57 ↑ +101%
Medica Commercial|ACO $191.00 ↑ +117%
Medica Commercial|CHI Health $198.36 ↑ +126%
United Commercial|All Plans $211.00 ↑ +140%

Visitor-reported prices

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Ot evaluation moderate complexity patient/family at other Nebraska hospitals

Hospital City Cash price Negotiated range
CHI Health St. Elizabeth Lincoln $101.00 $46.46 – $181.00
Ogallala Community Hospital Ogallala $137.09 $110.88 – $244.44
CHI Health Midlands Papillion $101.22 $43.38 – $204.85
CHI Health Schuyler Schuyler $170.85 $40.92 – $216.26
CHI Health Immanuel Omaha $101.22 $33.74 – $204.85
CHI Health St. Mary's Nebraska City $171.81 $44.34 – $198.72
Lasting Hope Recovery Center Omaha $101.22 $40.97 – $204.85
CHI Health Good Samaritan Kearney $225.70 $72.58 – $344.10

All Nebraska hospitals for this procedure →