Ot evaluation moderate complexity patient/family at CHI Health Good Samaritan

10 East 31st Street, Kearney, NE · Chihealth · · NPI 1336184019

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$225.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$370.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.58 with Centene vs $344.10 with MultiPlan PHCS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|IA Total Care $72.58 ↓ -68%
Amerigroup Medicaid|All Plans $72.58 ↓ -68%
IAMolina Medicaid|All Plans $74.01 ↓ -67%
United Medicaid|Community Plan $77.70 ↓ -66%
Centene Medicaid|NE Total Care $78.48 ↓ -65%
One World Commercial|Narrow Network $158.57 ↓ -30%
Greater Omaha Packing Commercial|Narrow Network $158.57 ↓ -30%
Millard Public Schools Commercial|Narrow Network $158.57 ↓ -30%
Medica Commercial|All Other Plans $176.57 ↓ -22%
Creighton University Employees Commercial|All Plans $181.30 ↓ -20%
Timpte Commercial|Broad Network $182.36 ↓ -19%
Greater Omaha Packing Commercial|Broad Network $182.36 ↓ -19%
Millard Public Schools Commercial|Broad Network $182.36 ↓ -19%
One World Commercial|Broad Network $182.36 ↓ -19%
Medica Commercial|CHI Health $198.36 ↓ -12%
Medica Commercial|ACO $198.79 ↓ -12%
ELAP Commercial|All Plans $214.60 ↓ -5%
United Commercial|All Plans $281.20 ↑ +25%
Midlands Choice Commercial|Premier $288.60 ↑ +28%
Medica Commercial|Open Access $288.60 ↑ +28%
Midlands Choice Commercial|Standard $340.40 ↑ +51%
MultiPlan PHCS Commercial|All Plans $344.10 ↑ +52%

Visitor-reported prices

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Ot evaluation moderate complexity patient/family at other Nebraska hospitals

Hospital City Cash price Negotiated range
Ogallala Community Hospital Ogallala $137.09 $110.88 – $244.44
CHI Health Midlands Papillion $101.22 $43.38 – $204.85
CHI Health Schuyler Schuyler $170.85 $40.92 – $216.26
CHI Health Immanuel Omaha $101.22 $33.74 – $204.85
CHI Health Nebraska Heart Lincoln $87.86 $45.84 – $156.62
CHI Health St. Mary's Nebraska City $171.81 $44.34 – $198.72
Lasting Hope Recovery Center Omaha $101.22 $40.97 – $204.85
CHI Health St. Francis Grand Island $122.13 $47.61 – $194.58

All Nebraska hospitals for this procedure →