Insulin tolerance panel at RESEARCH PSYCHIATRIC CENTER

2323 E 63rd St, Kansas City, MO · Hcamidwest · · NPI 1497795892

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$314.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$314.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.92 with Anthem MissouriCare vs $252.07 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem MissouriCare MissouriCareMGMCD $40.92 ↓ -87%
Cigna SureFit/LocalPlus $52.22 ↓ -83%
Ambetter Commercial-Exchange $58.54 ↓ -81%
NHC Advantage MGMCR $59.80 ↓ -81%
NHC Advantage MGMCD $59.80 ↓ -81%
Cigna LocalKC $62.93 ↓ -80%
WPPA ProviDrs Care Network UnifiedHealthPlan $62.95 ↓ -80%
Cigna Comm $78.33 ↓ -75%
TriWest Health Alliance TRICARE $99.07 ↓ -69%
BCBS TRICARE $99.07 ↓ -69%
United Behavioral Health VACCN $103.00 ↓ -67%
Devoted Health MGMCR $103.00 ↓ -67%
Celtic MCR $105.06 ↓ -67%
United MGMCR $105.06 ↓ -67%
HealthyBlue MGMCD $105.06 ↓ -67%
Unicare MGMCD $107.12 ↓ -66%
Amerigroup MGMCD $107.12 ↓ -66%
Universal Healthcare MCR $110.16 ↓ -65%
Pyramid Life MCR $110.21 ↓ -65%
BCBS Traditional $116.46 ↓ -63%
BCBS Participating $116.46 ↓ -63%
BCBS FreedomNetwork $122.75 ↓ -61%
BCBS PC $122.75 ↓ -61%
Home State Health Plan MCD $124.63 ↓ -60%
Coventry WCOMP $126.53 ↓ -60%
Aetna FHMedicalRental $126.53 ↓ -60%
Coventry KC MO WCOMP $129.05 ↓ -59%
College Park Family Care Center COMM $135.34 ↓ -57%
Aetna KCCarePlus $145.23 ↓ -54%
United MOMGMCD $149.35 ↓ -53%
Oscar HIX $156.56 ↓ -50%
OHA Network MissouriWCOMP $157.38 ↓ -50%
Aetna NATIONALNAP $160.52 ↓ -49%
Multiplan PrimaryNetwork $166.82 ↓ -47%
Multiplan WCOMPMissouri $183.25 ↓ -42%
Aetna Local $194.67 ↓ -38%
BCBS BlueAccess $201.68 ↓ -36%
BCBS Blue-Care(HMO) $201.68 ↓ -36%
BCBS Preferred-CareBlue(PPO) $201.68 ↓ -36%
CorVel Corporation MOWC $204.59 ↓ -35%
CorVel Corporation KSWC $217.61 ↓ -31%
Multiplan WCOMPKansas $223.33 ↓ -29%
OHA Network KansasWCOMP $226.77 ↓ -28%
Multiplan ComplimentaryNetwork $232.91 ↓ -26%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $236.06 ↓ -25%
Aetna National $238.96 ↓ -24%
Evernorth Behavioral Health COMMBH $251.80 ↓ -20%
CCO, Inc. COMM $251.80 ↓ -20%
CCO, Inc. WORKERSCOMPPPO $251.80 ↓ -20%
Humana HMO $252.07 ↓ -20%
Humana POS $252.07 ↓ -20%
Humana ASO $252.07 ↓ -20%
Humana EPO $252.07 ↓ -20%
Humana PPO $252.07 ↓ -20%

Visitor-reported prices

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Insulin tolerance panel at other Missouri hospitals

Hospital City Cash price Negotiated range
RESEARCH MEDICAL CENTER Kansas City $622.44 $52.22 – $226.77
LEE'S SUMMIT MEDICAL CENTER Lee's Summit $633.25 $52.22 – $226.77
CENTERPOINT MEDICAL CENTER Independence $2,404.31 $52.22 – $226.77
LAFAYETTE REGIONAL HEALTH CENTER Lexington $421.78 $97.34 – $226.77
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis not published $103.00 – $424.78
SSM Health DePaul Hospital - St. Louis Bridgeton not published $103.00 – $424.78
SSM Health Saint Louis University Hospital Saint Louis not published $100.94 – $220.02
SSM Health St. Joseph Hospital- Wentzville Wentzville not published $103.00 – $424.78

All Missouri hospitals for this procedure →