Insulin tolerance panel at RESEARCH MEDICAL CENTER
2316 E Meyer Blvd, Kansas City, MO · Hcamidwest · · NPI 1134187842
$622.44
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$622.44
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$52.22 with Cigna vs $622.44 with Optum Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $52.22 | ↓ -92% |
| Cigna | LocalKC | $62.93 | ↓ -90% |
| Cigna | Comm | $78.33 | ↓ -87% |
| Anthem MissouriCare | MissouriCareMGMCD | $80.92 | ↓ -87% |
| Aetna Coventry | FamilyHealthPlanMCD | $97.34 | ↓ -84% |
| BCBS | TRICARE | $99.07 | ↓ -84% |
| TriWest Health Alliance | TRICARE | $99.07 | ↓ -84% |
| BCBS | MCRHMO | $101.97 | ↓ -84% |
| Coventry | MedicareAdvantage | $101.97 | ↓ -84% |
| BCBS | MCRPPO | $101.97 | ↓ -84% |
| Humana | MCRPPO | $103.00 | ↓ -83% |
| Optum Health | MCR | $103.00 | ↓ -83% |
| Optum Transplants | OONMCR | $103.00 | ↓ -83% |
| United | AllPayerAppendix | $103.00 | ↓ -83% |
| United | KSMGMCD | $103.00 | ↓ -83% |
| United | CommunityCareNetwork | $103.00 | ↓ -83% |
| Humana | MCRHMO | $103.00 | ↓ -83% |
| Humana | PFFS | $103.00 | ↓ -83% |
| Devoted Health | MGMCR | $103.00 | ↓ -83% |
| United | MGMCR | $105.06 | ↓ -83% |
| Cigna | HealthspringMGMCR | $105.06 | ↓ -83% |
| Wellcare | MCR | $105.06 | ↓ -83% |
| Celtic | MCR | $105.06 | ↓ -83% |
| HealthyBlue | MGMCD | $105.06 | ↓ -83% |
| Sunflower State Health Plan | MCD | $106.09 | ↓ -83% |
| Unicare | MGMCD | $107.12 | ↓ -83% |
| Aetna Better Health | MCD | $107.12 | ↓ -83% |
| Amerigroup | MGMCD | $107.12 | ↓ -83% |
| Pyramid Life | MCR | $110.21 | ↓ -82% |
| Ambetter | Commercial-Exchange | $115.77 | ↓ -81% |
| NHC Advantage | MGMCR | $118.26 | ↓ -81% |
| NHC Advantage | MGMCD | $118.26 | ↓ -81% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $124.49 | ↓ -80% |
| Home State Health Plan | MCD | $124.63 | ↓ -80% |
| Aetna | IVLHIX | $139.05 | ↓ -78% |
| Aetna | KCCarePlus | $145.23 | ↓ -77% |
| United | MOMGMCD | $149.35 | ↓ -76% |
| BCBS | FreedomNetworkSelect | $149.39 | ↓ -76% |
| United | OptionsPPO | $156.23 | ↓ -75% |
| Oscar | HIX | $156.56 | ↓ -75% |
| Multiplan | WCOMPMissouri | $183.25 | ↓ -71% |
| Aetna | Local | $194.67 | ↓ -69% |
| BCBS | BlueAccess | $201.68 | ↓ -68% |
| BCBS | Preferred-CareBlue(PPO) | $201.68 | ↓ -68% |
| BCBS | Blue-Care(HMO) | $201.68 | ↓ -68% |
| CorVel Corporation | KSWC | $217.61 | ↓ -65% |
| Universal Healthcare | MCR | $217.85 | ↓ -65% |
| Multiplan | WCOMPKansas | $223.33 | ↓ -64% |
| OHA Network | KansasWCOMP | $226.77 | ↓ -64% |
| BCBS | Participating | $230.30 | ↓ -63% |
| BCBS | Traditional | $230.30 | ↓ -63% |
| Aetna | National | $238.96 | ↓ -62% |
| BCBS | PC | $242.75 | ↓ -61% |
| BCBS | FreedomNetwork | $242.75 | ↓ -61% |
| Aetna | FHMedicalRental | $250.22 | ↓ -60% |
| Coventry | WCOMP | $250.22 | ↓ -60% |
| Humana | EPO | $252.07 | ↓ -60% |
| Humana | PPO | $252.07 | ↓ -60% |
| Humana | HMO | $252.07 | ↓ -60% |
| Humana | POS | $252.07 | ↓ -60% |
| Humana | ASO | $252.07 | ↓ -60% |
| Coventry KC MO | WCOMP | $255.20 | ↓ -59% |
| College Park Family Care Center | COMM | $267.65 | ↓ -57% |
| United | GlobalBenefitPlan | $280.10 | ↓ -55% |
| Emerging Therapy Solutions | MCD | $298.77 | ↓ -52% |
| Cigna LifeSource | COMM | $311.22 | ↓ -50% |
| Emerging Therapy Solutions | MGMCR | $311.22 | ↓ -50% |
| OHA Network | MissouriWCOMP | $311.22 | ↓ -50% |
| Aetna | NATIONALNAP | $317.44 | ↓ -49% |
| Multiplan | PrimaryNetwork | $329.89 | ↓ -47% |
| Humana National Transplant Network | COMM | $373.46 | ↓ -40% |
| Humana National Transplant Network | PPO | $404.59 | ↓ -35% |
| CorVel Corporation | MOWC | $404.59 | ↓ -35% |
| Humana National Transplant Network | MCRHMO | $404.59 | ↓ -35% |
| Humana National Transplant Network | MCD | $404.59 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $460.61 | ↓ -26% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $466.83 | ↓ -25% |
| CCO, Inc. | WORKERSCOMPPPO | $497.95 | ↓ -20% |
| Evernorth Behavioral Health | COMMBH | $497.95 | ↓ -20% |
| CCO, Inc. | COMM | $497.95 | ↓ -20% |
| Optum Health | COMM | $553.97 | ↓ -11% |
| Optum Transplant | COMM | $572.64 | ↓ -8% |
| Optum Health | MCD | $622.44 | ↑ +0% |
Visitor-reported prices
Comments
Insulin tolerance panel at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| RESEARCH PSYCHIATRIC CENTER | Kansas City | $314.75 | $52.22 – $252.07 |
| LEE'S SUMMIT MEDICAL CENTER | Lee's Summit | $633.25 | $52.22 – $226.77 |
| CENTERPOINT MEDICAL CENTER | Independence | $2,404.31 | $52.22 – $226.77 |
| LAFAYETTE REGIONAL HEALTH CENTER | Lexington | $421.78 | $97.34 – $226.77 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | not published | $103.00 – $424.78 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | not published | $103.00 – $424.78 |
| SSM Health Saint Louis University Hospital | Saint Louis | not published | $100.94 – $220.02 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | not published | $103.00 – $424.78 |