Chrom analysis at RESEARCH PSYCHIATRIC CENTER
2323 E 63rd St, Kansas City, MO · Hcamidwest · · NPI 1497795892
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$17.65 with Cigna vs $80.76 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $17.65 | — |
| Cigna | LocalKC | $21.27 | — |
| Cigna | Comm | $26.48 | — |
| BCBS | TRICARE | $33.48 | — |
| TriWest Health Alliance | TRICARE | $33.48 | — |
| Devoted Health | MGMCR | $34.81 | — |
| United Behavioral Health | VACCN | $34.81 | — |
| United | MGMCR | $35.51 | — |
| HealthyBlue | MGMCD | $35.51 | — |
| Celtic | MCR | $35.51 | — |
| Amerigroup | MGMCD | $36.20 | — |
| Unicare | MGMCD | $36.20 | — |
| Pyramid Life | MCR | $37.25 | — |
| Home State Health Plan | MCD | $42.12 | — |
| Aetna | KCCarePlus | $49.08 | — |
| United | MOMGMCD | $50.47 | — |
| Oscar | HIX | $52.91 | — |
| Multiplan | WCOMPMissouri | $57.10 | — |
| Aetna | Local | $65.79 | — |
| BCBS | Blue-Care(HMO) | $67.69 | — |
| BCBS | BlueAccess | $67.69 | — |
| BCBS | Preferred-CareBlue(PPO) | $67.69 | — |
| CorVel Corporation | KSWC | $67.81 | — |
| Multiplan | WCOMPKansas | $69.60 | — |
| OHA Network | KansasWCOMP | $70.67 | — |
| Humana | PPO | $78.62 | — |
| Humana | ASO | $78.62 | — |
| Humana | POS | $78.62 | — |
| Humana | EPO | $78.62 | — |
| Humana | HMO | $78.62 | — |
| Aetna | National | $80.76 | — |
Visitor-reported prices
Comments
Chrom analysis at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| RESEARCH MEDICAL CENTER | Kansas City | $529.88 | $17.65 – $70.67 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $127.60 | $34.81 – $132.46 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $127.60 | $34.81 – $132.46 |
| SSM Health Saint Louis University Hospital | Saint Louis | $334.95 | $34.11 – $68.61 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $127.60 | $34.81 – $132.46 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $127.60 | $34.81 – $132.46 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $127.60 | $34.81 – $132.46 |
| Mercy Hospital Aurora | Aurora | $96.20 | $34.81 – $48.25 |