Chrom analysis at RESEARCH MEDICAL CENTER
2316 E Meyer Blvd, Kansas City, MO · Hcamidwest · · NPI 1134187842
$529.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$529.88
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$17.65 with Cigna vs $529.88 with Optum Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $17.65 | ↓ -97% |
| Cigna | LocalKC | $21.27 | ↓ -96% |
| Cigna | Comm | $26.48 | ↓ -95% |
| Aetna Coventry | FamilyHealthPlanMCD | $32.90 | ↓ -94% |
| TriWest Health Alliance | TRICARE | $33.48 | ↓ -94% |
| BCBS | TRICARE | $33.48 | ↓ -94% |
| Coventry | MedicareAdvantage | $34.46 | ↓ -93% |
| BCBS | MCRPPO | $34.46 | ↓ -93% |
| BCBS | MCRHMO | $34.46 | ↓ -93% |
| Optum Health | MCR | $34.81 | ↓ -93% |
| Devoted Health | MGMCR | $34.81 | ↓ -93% |
| Humana | MCRHMO | $34.81 | ↓ -93% |
| Humana | MCRPPO | $34.81 | ↓ -93% |
| Humana | PFFS | $34.81 | ↓ -93% |
| Optum Transplants | OONMCR | $34.81 | ↓ -93% |
| United | CommunityCareNetwork | $34.81 | ↓ -93% |
| United | AllPayerAppendix | $34.81 | ↓ -93% |
| United | KSMGMCD | $34.81 | ↓ -93% |
| HealthyBlue | MGMCD | $35.51 | ↓ -93% |
| Celtic | MCR | $35.51 | ↓ -93% |
| United | MGMCR | $35.51 | ↓ -93% |
| Wellcare | MCR | $35.51 | ↓ -93% |
| Cigna | HealthspringMGMCR | $35.51 | ↓ -93% |
| Sunflower State Health Plan | MCD | $35.85 | ↓ -93% |
| Unicare | MGMCD | $36.20 | ↓ -93% |
| Aetna Better Health | MCD | $36.20 | ↓ -93% |
| Amerigroup | MGMCD | $36.20 | ↓ -93% |
| Pyramid Life | MCR | $37.25 | ↓ -93% |
| Home State Health Plan | MCD | $42.12 | ↓ -92% |
| Aetna | IVLHIX | $46.99 | ↓ -91% |
| Aetna | KCCarePlus | $49.08 | ↓ -91% |
| United | MOMGMCD | $50.47 | ↓ -90% |
| Oscar | HIX | $52.91 | ↓ -90% |
| Multiplan | WCOMPMissouri | $57.10 | ↓ -89% |
| Aetna | Local | $65.79 | ↓ -88% |
| BCBS | BlueAccess | $67.69 | ↓ -87% |
| BCBS | Blue-Care(HMO) | $67.69 | ↓ -87% |
| BCBS | Preferred-CareBlue(PPO) | $67.69 | ↓ -87% |
| CorVel Corporation | KSWC | $67.81 | ↓ -87% |
| Anthem MissouriCare | MissouriCareMGMCD | $68.88 | ↓ -87% |
| Multiplan | WCOMPKansas | $69.60 | ↓ -87% |
| OHA Network | KansasWCOMP | $70.67 | ↓ -87% |
| Humana | PPO | $78.62 | ↓ -85% |
| Humana | ASO | $78.62 | ↓ -85% |
| Humana | POS | $78.62 | ↓ -85% |
| Humana | HMO | $78.62 | ↓ -85% |
| Humana | EPO | $78.62 | ↓ -85% |
| Aetna | National | $80.76 | ↓ -85% |
| Ambetter | Commercial-Exchange | $98.56 | ↓ -81% |
| NHC Advantage | MGMCR | $100.68 | ↓ -81% |
| NHC Advantage | MGMCD | $100.68 | ↓ -81% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $105.98 | ↓ -80% |
| BCBS | FreedomNetworkSelect | $127.17 | ↓ -76% |
| United | OptionsPPO | $133.00 | ↓ -75% |
| Universal Healthcare | MCR | $185.46 | ↓ -65% |
| BCBS | Traditional | $196.06 | ↓ -63% |
| BCBS | Participating | $196.06 | ↓ -63% |
| BCBS | FreedomNetwork | $206.65 | ↓ -61% |
| BCBS | PC | $206.65 | ↓ -61% |
| Coventry | WCOMP | $213.01 | ↓ -60% |
| Aetna | FHMedicalRental | $213.01 | ↓ -60% |
| Coventry KC MO | WCOMP | $217.25 | ↓ -59% |
| College Park Family Care Center | COMM | $227.85 | ↓ -57% |
| United | GlobalBenefitPlan | $238.45 | ↓ -55% |
| Emerging Therapy Solutions | MCD | $254.34 | ↓ -52% |
| Emerging Therapy Solutions | MGMCR | $264.94 | ↓ -50% |
| OHA Network | MissouriWCOMP | $264.94 | ↓ -50% |
| Cigna LifeSource | COMM | $264.94 | ↓ -50% |
| Aetna | NATIONALNAP | $270.24 | ↓ -49% |
| Multiplan | PrimaryNetwork | $280.84 | ↓ -47% |
| Humana National Transplant Network | COMM | $317.93 | ↓ -40% |
| Humana National Transplant Network | PPO | $344.42 | ↓ -35% |
| Humana National Transplant Network | MCD | $344.42 | ↓ -35% |
| CorVel Corporation | MOWC | $344.42 | ↓ -35% |
| Humana National Transplant Network | MCRHMO | $344.42 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $392.11 | ↓ -26% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $397.41 | ↓ -25% |
| Evernorth Behavioral Health | COMMBH | $423.90 | ↓ -20% |
| CCO, Inc. | COMM | $423.90 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $423.90 | ↓ -20% |
| Optum Health | COMM | $471.59 | ↓ -11% |
| Optum Transplant | COMM | $487.49 | ↓ -8% |
| Optum Health | MCD | $529.88 | ↑ +0% |
Visitor-reported prices
Comments
Chrom analysis at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| RESEARCH PSYCHIATRIC CENTER | Kansas City | not published | $17.65 – $78.62 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $127.60 | $34.81 – $132.46 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $127.60 | $34.81 – $132.46 |
| SSM Health Saint Louis University Hospital | Saint Louis | $334.95 | $34.11 – $68.61 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $127.60 | $34.81 – $132.46 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $127.60 | $34.81 – $132.46 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $127.60 | $34.81 – $132.46 |
| Mercy Hospital Aurora | Aurora | $96.20 | $34.81 – $48.25 |