Lev 2 hosp type b ed visit at RESEARCH MEDICAL CENTER
2316 E Meyer Blvd, Kansas City, MO · Hcamidwest · · NPI 1134187842
$3,902.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,902.40
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$21.27 with United vs $3,902.40 with Optum Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | KSMGMCD | $21.27 | ↓ -99% |
| HealthyBlue | MGMCD | $21.70 | ↓ -99% |
| Amerigroup | MGMCD | $22.12 | ↓ -99% |
| Aetna Better Health | MCD | $22.12 | ↓ -99% |
| Unicare | MGMCD | $22.12 | ↓ -99% |
| Home State Health Plan | MCD | $25.74 | ↓ -99% |
| United | MOMGMCD | $30.84 | ↓ -99% |
| Sunflower State Health Plan | MCD | $130.00 | ↓ -97% |
| Oscar | HIX | $445.00 | ↓ -89% |
| Ambetter | Commercial-Exchange | $445.00 | ↓ -89% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $660.00 | ↓ -83% |
| Aetna | IVLHIX | $772.00 | ↓ -80% |
| Humana | EPO | $823.41 | ↓ -79% |
| Humana | ASO | $823.41 | ↓ -79% |
| Humana | HMO | $823.41 | ↓ -79% |
| United | AllPayerAppendix | $936.00 | ↓ -76% |
| BCBS | FreedomNetworkSelect | $936.58 | ↓ -76% |
| Cigna | SureFit/LocalPlus | $967.80 | ↓ -75% |
| United | OptionsPPO | $979.50 | ↓ -75% |
| Humana | POS | $1,034.14 | ↓ -73% |
| Humana | PPO | $1,034.14 | ↓ -73% |
| Cigna | LocalKC | $1,151.99 | ↓ -70% |
| BCBS | Blue-Care(HMO) | $1,170.72 | ↓ -70% |
| BCBS | BlueAccess | $1,170.72 | ↓ -70% |
| BCBS | Preferred-CareBlue(PPO) | $1,170.72 | ↓ -70% |
| Aetna | KCCarePlus | $1,283.89 | ↓ -67% |
| Cigna | Comm | $1,439.99 | ↓ -63% |
| BCBS | Participating | $1,443.89 | ↓ -63% |
| BCBS | Traditional | $1,443.89 | ↓ -63% |
| BCBS | FreedomNetwork | $1,521.94 | ↓ -61% |
| BCBS | PC | $1,521.94 | ↓ -61% |
| Aetna | Local | $1,533.64 | ↓ -61% |
| Coventry | WCOMP | $1,568.76 | ↓ -60% |
| Aetna | FHMedicalRental | $1,568.76 | ↓ -60% |
| Coventry KC MO | WCOMP | $1,599.98 | ↓ -59% |
| United | GlobalBenefitPlan | $1,756.08 | ↓ -55% |
| Emerging Therapy Solutions | MCD | $1,873.15 | ↓ -52% |
| Aetna | National | $1,877.05 | ↓ -52% |
| Cigna LifeSource | COMM | $1,951.20 | ↓ -50% |
| Emerging Therapy Solutions | MGMCR | $1,951.20 | ↓ -50% |
| OHA Network | MissouriWCOMP | $1,951.20 | ↓ -50% |
| Aetna | NATIONALNAP | $1,990.22 | ↓ -49% |
| Multiplan | PrimaryNetwork | $2,068.27 | ↓ -47% |
| Humana National Transplant Network | COMM | $2,341.44 | ↓ -40% |
| CorVel Corporation | MOWC | $2,536.56 | ↓ -35% |
| Humana National Transplant Network | MCRHMO | $2,536.56 | ↓ -35% |
| Humana National Transplant Network | MCD | $2,536.56 | ↓ -35% |
| Humana National Transplant Network | PPO | $2,536.56 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $2,887.78 | ↓ -26% |
| TriWest Health Alliance | TRICARE | $2,926.80 | ↓ -25% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $2,926.80 | ↓ -25% |
| CCO, Inc. | COMM | $3,121.92 | ↓ -20% |
| Multiplan | WCOMPMissouri | $3,121.92 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $3,121.92 | ↓ -20% |
| Optum Health | COMM | $3,473.14 | ↓ -11% |
| Optum Transplant | COMM | $3,590.21 | ↓ -8% |
| Optum Health | MCD | $3,902.40 | ↑ +0% |
Visitor-reported prices
Comments
Lev 2 hosp type b ed visit at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| RESEARCH PSYCHIATRIC CENTER | Kansas City | not published | $21.70 – $30.84 |
| Mercy Hospital Lincoln | Troy | $157.95 | $132.06 – $145.27 |
| LEE'S SUMMIT MEDICAL CENTER | Lee's Summit | $2,131.62 | $21.27 – $22.33 |
| CENTERPOINT MEDICAL CENTER | Independence | $2,475.83 | $21.27 – $22.33 |
| LAFAYETTE REGIONAL HEALTH CENTER | Lexington | not published | $21.27 – $22.12 |