Lev 2 hosp type b ed visit at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$2,475.83
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,475.83
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$21.27 with United vs $2,228.25 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | KSMGMCD | $21.27 | ↓ -99% |
| HealthyBlue | MGMCD | $21.70 | ↓ -99% |
| Unicare | MGMCD | $22.12 | ↓ -99% |
| Amerigroup | MGMCD | $22.12 | ↓ -99% |
| Home State Health Plan | MCD | $22.33 | ↓ -99% |
| United | MOMGMCD | $36.16 | ↓ -99% |
| Sunflower State Health Plan | MCD | $130.00 | ↓ -95% |
| Oscar | HIX | $445.00 | ↓ -82% |
| Ambetter | Commercial-Exchange | $445.00 | ↓ -82% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $495.17 | ↓ -80% |
| Humana | EPO | $522.40 | ↓ -79% |
| Humana | HMO | $522.40 | ↓ -79% |
| Humana | ASO | $522.40 | ↓ -79% |
| BCBS | FreedomNetworkSelect | $544.68 | ↓ -78% |
| Cigna | SureFit/LocalPlus | $614.01 | ↓ -75% |
| United | OptionsPPO | $621.43 | ↓ -75% |
| Humana | PPO | $656.09 | ↓ -74% |
| Humana | POS | $656.09 | ↓ -74% |
| BCBS | PC | $717.99 | ↓ -71% |
| BCBS | FreedomNetwork | $717.99 | ↓ -71% |
| Cigna | LocalKC | $730.87 | ↓ -70% |
| BCBS | BlueAccess | $742.75 | ↓ -70% |
| BCBS | Preferred-CareBlue(PPO) | $742.75 | ↓ -70% |
| BCBS | Blue-Care(HMO) | $742.75 | ↓ -70% |
| Aetna | IVLHIX | $757.60 | ↓ -69% |
| Aetna | KCCarePlus | $814.55 | ↓ -67% |
| Cigna | Comm | $913.58 | ↓ -63% |
| United | AllPayerAppendix | $936.00 | ↓ -62% |
| Aetna | Local | $973.00 | ↓ -61% |
| Aetna | FHMedicalRental | $995.28 | ↓ -60% |
| Coventry | WCOMP | $995.28 | ↓ -60% |
| Coventry KC MO | WCOMP | $1,015.09 | ↓ -59% |
| United | GlobalBenefitPlan | $1,114.12 | ↓ -55% |
| BCBS | Participating | $1,138.88 | ↓ -54% |
| BCBS | Traditional | $1,138.88 | ↓ -54% |
| Aetna | National | $1,190.87 | ↓ -52% |
| OHA Network | MissouriWCOMP | $1,237.91 | ↓ -50% |
| Aetna | NATIONALNAP | $1,262.67 | ↓ -49% |
| Multiplan | PrimaryNetwork | $1,312.19 | ↓ -47% |
| CorVel Corporation | MOWC | $1,609.29 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $1,832.11 | ↓ -26% |
| Multiplan | WCOMPMissouri | $1,980.66 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $2,104.46 | ↓ -15% |
| CCO, Inc. | COMM | $2,104.46 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $2,228.25 | ↓ -10% |
Visitor-reported prices
Comments
Lev 2 hosp type b ed visit at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospital Lincoln | Troy | $157.95 | $132.06 – $145.27 |
| LEE'S SUMMIT MEDICAL CENTER | Lee's Summit | $2,131.62 | $21.27 – $22.33 |
| RESEARCH PSYCHIATRIC CENTER | Kansas City | not published | $21.70 – $30.84 |
| LAFAYETTE REGIONAL HEALTH CENTER | Lexington | not published | $21.27 – $22.12 |