X-ray surgical specimen at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11.57 with Multiplan vs $1,086.50 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Multiplan | WCOMPMissouri | $11.57 | — |
| CorVel Corporation | KSWC | $13.74 | — |
| Multiplan | WCOMPKansas | $14.10 | — |
| OHA Network | KansasWCOMP | $14.32 | — |
| BCBS | BlueAccess | $19.05 | — |
| BCBS | Preferred-CareBlue(PPO) | $19.05 | — |
| BCBS | Blue-Care(HMO) | $19.05 | — |
| Humana | EPO | $20.36 | — |
| Humana | ASO | $20.36 | — |
| Humana | HMO | $20.36 | — |
| Global Sports Services | WCOMP | $25.00 | — |
| Humana | PPO | $26.29 | — |
| Humana | POS | $26.29 | — |
| Aetna | IVLHIX | $26.88 | — |
| Aetna | KCCarePlus | $28.07 | — |
| Aetna | Local | $37.63 | — |
| Aetna | National | $46.19 | — |
| Anthem MissouriCare | MissouriCareMGMCD | $117.59 | — |
| Ambetter | Commercial-Exchange | $168.24 | — |
| NHC Advantage | MGMCD | $171.86 | — |
| NHC Advantage | MGMCR | $171.86 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $180.91 | — |
| BCBS | FreedomNetworkSelect | $199.00 | — |
| United | OptionsPPO | $227.04 | — |
| BCBS | FreedomNetwork | $262.32 | — |
| BCBS | PC | $262.32 | — |
| United | KSMGMCD | $282.26 | — |
| HealthyBlue | MGMCD | $287.91 | — |
| Sunflower State Health Plan | MCD | $290.73 | — |
| Amerigroup | MGMCD | $293.55 | — |
| Unicare | MGMCD | $293.55 | — |
| Home State Health Plan | MCD | $296.37 | — |
| Universal Healthcare | MCR | $316.59 | — |
| Coventry | WCOMP | $363.63 | — |
| Aetna | FHMedicalRental | $363.63 | — |
| Coventry KC MO | WCOMP | $370.86 | — |
| College Park Family Care Center | COMM | $388.95 | — |
| United | GlobalBenefitPlan | $407.04 | — |
| BCBS | Participating | $416.09 | — |
| BCBS | Traditional | $416.09 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $428.73 | — |
| OHA Network | MissouriWCOMP | $452.27 | — |
| Aetna | NATIONALNAP | $461.32 | — |
| Multiplan | PrimaryNetwork | $479.41 | — |
| United | MOMGMCD | $479.84 | — |
| CorVel Corporation | MOWC | $587.95 | — |
| Cigna | SureFit/LocalPlus | $612.01 | — |
| Multiplan | ComplimentaryNetwork | $669.36 | — |
| Evernorth (Cigna) Behavioral Health | COMMBH | $723.63 | — |
| Cigna | LocalKC | $729.52 | — |
| CCO, Inc. | COMM | $768.86 | — |
| CCO, Inc. | WORKERSCOMPPPO | $768.86 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $814.09 | — |
| Cigna | Comm | $910.67 | — |
| United | AllPayerAppendix | $1,086.50 | — |
Visitor-reported prices
Comments
X-ray surgical specimen at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $471.90 | $8.27 – $656.76 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $471.90 | $8.27 – $656.76 |
| SSM Health Saint Louis University Hospital | Saint Louis | $743.60 | $9.50 – $656.76 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $471.90 | $8.27 – $965.78 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $471.90 | $8.27 – $656.76 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $471.90 | $8.27 – $656.76 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $488.66 | $18.24 – $985.13 |
| Mercy Hospital Aurora | Aurora | $217.10 | $14.00 – $719.83 |