Wrist endoscopy/surgery at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$572.00 with United vs $14,300.00 with WPPA ProviDrs Care Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | KSMGMCD | $572.00 | — |
| HealthyBlue | MGMCD | $583.44 | — |
| Sunflower State Health Plan | MCD | $589.16 | — |
| Amerigroup | MGMCD | $594.88 | — |
| Unicare | MGMCD | $594.88 | — |
| Home State Health Plan | MCD | $600.60 | — |
| United | MOMGMCD | $972.40 | — |
| Multiplan | WCOMPMissouri | $2,159.74 | — |
| CorVel Corporation | KSWC | $2,564.70 | — |
| Multiplan | WCOMPKansas | $2,632.19 | — |
| OHA Network | KansasWCOMP | $2,672.68 | — |
| Humana | ASO | $3,837.00 | — |
| Humana | EPO | $3,837.00 | — |
| Humana | HMO | $3,837.00 | — |
| Aetna | IVLHIX | $4,068.00 | — |
| Universal Healthcare | MCR | $4,250.00 | — |
| Humana | PPO | $4,764.00 | — |
| Humana | POS | $4,764.00 | — |
| Aetna | KCCarePlus | $4,945.00 | — |
| NHC Advantage | MGMCR | $4,950.00 | — |
| NHC Advantage | MGMCD | $4,950.00 | — |
| United | AllPayerAppendix | $7,134.00 | — |
| Aetna | Local | $7,194.00 | — |
| Aetna | National | $7,996.00 | — |
| Cigna | SureFit/LocalPlus | $8,388.00 | — |
| Ambetter | Commercial-Exchange | $9,040.00 | — |
| Multiplan | PrimaryNetwork | $9,328.00 | — |
| Oscar | HIX | $9,733.00 | — |
| Cigna | LocalKC | $10,003.00 | — |
| Cigna | Comm | $12,504.00 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $14,300.00 | — |
Visitor-reported prices
Comments
Wrist endoscopy/surgery at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospital Aurora | Aurora | $6,700.02 | $320.00 – $2,492.90 |
| Mercy Hospital Lincoln | Troy | $6,573.74 | $1,364.32 – $2,013.19 |
| Mercy Hospital Southeast | Cape Girardeau | $14,936.71 | $443.28 – $10,333.33 |
| Mercy Orthopedic Hospital Springfield | Ozark | $9,874.39 | $320.00 – $4,777.00 |
| Mercy Primary Care - Bernie | Bernie | $476.25 | $386.31 – $635.00 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | not published | $538.97 – $7,994.00 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | not published | $538.97 – $7,994.00 |
| SSM Health Saint Louis University Hospital | Saint Louis | not published | $618.87 – $6,559.00 |