Ventilator initial day at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$108.51 with United vs $8,234.11 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | KSMGMCD | $108.51 | — |
| HealthyBlue | MGMCD | $110.68 | — |
| Sunflower State Health Plan | MCD | $111.77 | — |
| Unicare | MGMCD | $112.85 | — |
| Amerigroup | MGMCD | $112.85 | — |
| Home State Health Plan | MCD | $113.94 | — |
| United | MOMGMCD | $184.47 | — |
| Anthem MissouriCare | MissouriCareMGMCD | $1,189.37 | — |
| Ambetter | Commercial-Exchange | $1,701.72 | — |
| NHC Advantage | MGMCR | $1,738.31 | — |
| NHC Advantage | MGMCD | $1,738.31 | — |
| Oscar | HIX | $1,738.31 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $1,829.80 | — |
| Humana | ASO | $1,930.44 | — |
| Humana | EPO | $1,930.44 | — |
| Humana | HMO | $1,930.44 | — |
| BCBS | FreedomNetworkSelect | $2,012.78 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $2,012.78 | — |
| Cigna | SureFit/LocalPlus | $2,268.95 | — |
| United | OptionsPPO | $2,296.40 | — |
| Humana | PPO | $2,424.49 | — |
| Humana | POS | $2,424.49 | — |
| BCBS | FreedomNetwork | $2,653.21 | — |
| BCBS | PC | $2,653.21 | — |
| Cigna | LocalKC | $2,700.79 | — |
| BCBS | Preferred-CareBlue(PPO) | $2,744.70 | — |
| BCBS | Blue-Care(HMO) | $2,744.70 | — |
| BCBS | BlueAccess | $2,744.70 | — |
| Aetna | IVLHIX | $2,799.60 | — |
| Aetna | KCCarePlus | $3,010.02 | — |
| Universal Healthcare | MCR | $3,202.15 | — |
| Cigna | Comm | $3,375.98 | — |
| Aetna | Local | $3,595.56 | — |
| Coventry | WCOMP | $3,677.90 | — |
| Aetna | FHMedicalRental | $3,677.90 | — |
| Coventry KC MO | WCOMP | $3,751.09 | — |
| College Park Family Care Center | COMM | $3,934.07 | — |
| United | GlobalBenefitPlan | $4,117.05 | — |
| BCBS | Traditional | $4,208.54 | — |
| BCBS | Participating | $4,208.54 | — |
| Aetna | National | $4,400.67 | — |
| OHA Network | MissouriWCOMP | $4,574.51 | — |
| Aetna | NATIONALNAP | $4,666.00 | — |
| Multiplan | PrimaryNetwork | $4,848.98 | — |
| CorVel Corporation | MOWC | $5,946.86 | — |
| Multiplan | ComplimentaryNetwork | $6,770.27 | — |
| Evernorth (Cigna) Behavioral Health | COMMBH | $7,319.21 | — |
| Global Sports Services | WCOMP | $7,319.21 | — |
| Multiplan | WCOMPMissouri | $7,319.21 | — |
| CCO, Inc. | WORKERSCOMPPPO | $7,776.66 | — |
| CCO, Inc. | COMM | $7,776.66 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $8,234.11 | — |
Visitor-reported prices
Comments
Ventilator initial day at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $898.15 | $98.03 – $742.54 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $898.15 | $98.03 – $742.54 |
| SSM Health Saint Louis University Hospital | Saint Louis | $1,860.10 | $112.56 – $742.54 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $898.15 | $98.03 – $98.03 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $898.15 | $98.03 – $742.54 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $898.15 | $98.03 – $742.54 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $851.68 | $168.79 – $1,113.82 |
| Mercy Hospital Aurora | Aurora | $1,234.35 | $108.51 – $867.90 |