Urine pregnancy test at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$264.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$264.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.37 with Cigna vs $238.23 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna SureFit/LocalPlus $4.37 ↓ -98%
Cigna LocalKC $5.26 ↓ -98%
Cigna Comm $6.55 ↓ -98%
United KSMGMCD $7.43 ↓ -97%
HealthyBlue MGMCD $7.58 ↓ -97%
Sunflower State Health Plan MCD $7.65 ↓ -97%
Unicare MGMCD $7.73 ↓ -97%
Amerigroup MGMCD $7.73 ↓ -97%
Home State Health Plan MCD $7.80 ↓ -97%
Aetna Coventry FamilyHealthPlanMCD $8.14 ↓ -97%
BCBS TRICARE $8.28 ↓ -97%
BCBS MCRHMO $8.52 ↓ -97%
BCBS MCRPPO $8.52 ↓ -97%
Coventry MedicareAdvantage $8.52 ↓ -97%
United AllPayerAppendix $8.61 ↓ -97%
Devoted Health MGMCR $8.61 ↓ -97%
Humana PFFS $8.61 ↓ -97%
Humana MGMCRHMO $8.61 ↓ -97%
Humana MGMCRPPO $8.61 ↓ -97%
United VACCN $8.61 ↓ -97%
Cigna HealthspringMGMCR $8.78 ↓ -97%
Wellcare MCR $8.78 ↓ -97%
United MGMCR $8.78 ↓ -97%
Celtic MCR $8.78 ↓ -97%
Pyramid Life MCR $9.21 ↓ -97%
Aetna IVLHIX $11.62 ↓ -96%
Aetna KCCarePlus $12.14 ↓ -95%
Multiplan WCOMPMissouri $12.46 ↓ -95%
United MOMGMCD $12.63 ↓ -95%
Oscar HIX $13.09 ↓ -95%
BCBS Preferred-CareBlue(PPO) $13.33 ↓ -95%
BCBS BlueAccess $13.33 ↓ -95%
BCBS Blue-Care(HMO) $13.33 ↓ -95%
CorVel Corporation KSWC $14.79 ↓ -94%
Multiplan WCOMPKansas $15.18 ↓ -94%
OHA Network KansasWCOMP $15.41 ↓ -94%
Humana POS $15.48 ↓ -94%
Humana ASO $15.48 ↓ -94%
Humana HMO $15.48 ↓ -94%
Humana EPO $15.48 ↓ -94%
Humana PPO $15.48 ↓ -94%
Aetna Local $16.27 ↓ -94%
Aetna National $19.97 ↓ -92%
Anthem MissouriCare MissouriCareMGMCD $34.41 ↓ -87%
Ambetter Commercial-Exchange $49.23 ↓ -81%
NHC Advantage MGMCD $50.29 ↓ -81%
NHC Advantage MGMCR $50.29 ↓ -81%
WPPA ProviDrs Care Network UnifiedHealthPlan $52.94 ↓ -80%
BCBS FreedomNetworkSelect $58.23 ↓ -78%
United OptionsPPO $66.44 ↓ -75%
BCBS PC $76.76 ↓ -71%
BCBS FreedomNetwork $76.76 ↓ -71%
Universal Healthcare MCR $92.64 ↓ -65%
Aetna FHMedicalRental $106.41 ↓ -60%
Coventry WCOMP $106.41 ↓ -60%
Coventry KC MO WCOMP $108.53 ↓ -59%
College Park Family Care Center COMM $113.82 ↓ -57%
United GlobalBenefitPlan $119.11 ↓ -55%
BCBS Participating $121.76 ↓ -54%
BCBS Traditional $121.76 ↓ -54%
OHA Network MissouriWCOMP $132.35 ↓ -50%
Aetna NATIONALNAP $135.00 ↓ -49%
Multiplan PrimaryNetwork $140.29 ↓ -47%
CorVel Corporation MOWC $172.06 ↓ -35%
Multiplan ComplimentaryNetwork $195.88 ↓ -26%
Evernorth (Cigna) Behavioral Health COMMBH $211.76 ↓ -20%
Global Sports Services WCOMP $211.76 ↓ -20%
CCO, Inc. WORKERSCOMPPPO $225.00 ↓ -15%
CCO, Inc. COMM $225.00 ↓ -15%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $238.23 ↓ -10%

Visitor-reported prices

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Urine pregnancy test at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $72.05 $8.61 – $28.76
SSM Health DePaul Hospital - St. Louis Bridgeton $72.05 $8.61 – $28.76
SSM Health Saint Louis University Hospital Saint Louis $78.65 $8.44 – $14.90
SSM Health St. Joseph Hospital- Wentzville Wentzville $72.05 $8.61 – $28.76
SSM Health St. Joseph Hospital - St. Charles Saint Charles $72.05 $8.61 – $28.76
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $72.05 $8.61 – $28.76
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $47.30 $7.75 – $15.50
Mercy Hospital Aurora Aurora $73.45 $7.43 – $11.94

All Missouri hospitals for this procedure →