Urinalysis (without microscopy) at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$1.14 with Cigna vs $43.96 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $1.14 | — |
| Cigna | LocalKC | $1.37 | — |
| Cigna | Comm | $1.71 | — |
| United | KSMGMCD | $1.91 | — |
| HealthyBlue | MGMCD | $1.95 | — |
| Sunflower State Health Plan | MCD | $1.97 | — |
| Unicare | MGMCD | $1.99 | — |
| Amerigroup | MGMCD | $1.99 | — |
| Home State Health Plan | MCD | $2.01 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $2.12 | — |
| BCBS | TRICARE | $2.16 | — |
| BCBS | MCRHMO | $2.23 | — |
| BCBS | MCRPPO | $2.23 | — |
| Coventry | MedicareAdvantage | $2.23 | — |
| United | AllPayerAppendix | $2.25 | — |
| Devoted Health | MGMCR | $2.25 | — |
| Humana | PFFS | $2.25 | — |
| Humana | MGMCRHMO | $2.25 | — |
| Humana | MGMCRPPO | $2.25 | — |
| United | VACCN | $2.25 | — |
| Cigna | HealthspringMGMCR | $2.29 | — |
| Wellcare | MCR | $2.29 | — |
| United | MGMCR | $2.29 | — |
| Celtic | MCR | $2.29 | — |
| Pyramid Life | MCR | $2.41 | — |
| Aetna | IVLHIX | $3.04 | — |
| BCBS | Preferred-CareBlue(PPO) | $3.13 | — |
| BCBS | BlueAccess | $3.13 | — |
| BCBS | Blue-Care(HMO) | $3.13 | — |
| Aetna | KCCarePlus | $3.17 | — |
| United | MOMGMCD | $3.25 | — |
| Oscar | HIX | $3.42 | — |
| Multiplan | WCOMPMissouri | $4.15 | — |
| Aetna | Local | $4.25 | — |
| CorVel Corporation | KSWC | $4.93 | — |
| Multiplan | WCOMPKansas | $5.06 | — |
| OHA Network | KansasWCOMP | $5.14 | — |
| Aetna | National | $5.22 | — |
| Humana | PPO | $5.50 | — |
| Humana | EPO | $5.50 | — |
| Humana | HMO | $5.50 | — |
| Humana | ASO | $5.50 | — |
| Humana | POS | $5.50 | — |
| Anthem MissouriCare | MissouriCareMGMCD | $6.35 | — |
| Ambetter | Commercial-Exchange | $9.08 | — |
| NHC Advantage | MGMCD | $9.28 | — |
| NHC Advantage | MGMCR | $9.28 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $9.77 | — |
| BCBS | FreedomNetworkSelect | $10.74 | — |
| United | OptionsPPO | $12.26 | — |
| BCBS | PC | $14.16 | — |
| BCBS | FreedomNetwork | $14.16 | — |
| Universal Healthcare | MCR | $17.09 | — |
| Aetna | FHMedicalRental | $19.63 | — |
| Coventry | WCOMP | $19.63 | — |
| Coventry KC MO | WCOMP | $20.02 | — |
| College Park Family Care Center | COMM | $21.00 | — |
| United | GlobalBenefitPlan | $21.98 | — |
| BCBS | Participating | $22.47 | — |
| BCBS | Traditional | $22.47 | — |
| OHA Network | MissouriWCOMP | $24.42 | — |
| Aetna | NATIONALNAP | $24.91 | — |
| Multiplan | PrimaryNetwork | $25.89 | — |
| CorVel Corporation | MOWC | $31.75 | — |
| Multiplan | ComplimentaryNetwork | $36.14 | — |
| Evernorth (Cigna) Behavioral Health | COMMBH | $39.07 | — |
| Global Sports Services | WCOMP | $39.07 | — |
| CCO, Inc. | WORKERSCOMPPPO | $41.51 | — |
| CCO, Inc. | COMM | $41.51 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $43.96 | — |
Visitor-reported prices
Comments
Urinalysis (without microscopy) at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $23.10 | $2.25 – $9.25 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $23.10 | $2.25 – $9.25 |
| SSM Health Saint Louis University Hospital | Saint Louis | $21.45 | $2.20 – $4.79 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $23.10 | $2.25 – $9.25 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $23.10 | $2.25 – $9.25 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $23.10 | $2.25 – $9.25 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $46.20 | $2.03 – $4.05 |
| Mercy Hospital Aurora | Aurora | $39.00 | $1.91 – $3.13 |