Target gsa panel hmtlmph neop at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$385.08 with Cigna vs $1,762.11 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $385.08 | — |
| Cigna | LocalKC | $464.07 | — |
| Cigna | Comm | $577.62 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $717.76 | — |
| Coventry | MedicareAdvantage | $751.93 | — |
| BCBS | MCRPPO | $751.93 | — |
| BCBS | MCRHMO | $751.93 | — |
| Devoted Health | MGMCR | $759.53 | — |
| Humana | PFFS | $759.53 | — |
| Humana | MGMCRHMO | $759.53 | — |
| Humana | MGMCRPPO | $759.53 | — |
| United | VACCN | $759.53 | — |
| United | AllPayerAppendix | $759.53 | — |
| Celtic | MCR | $774.72 | — |
| Wellcare | MCR | $774.72 | — |
| United | MGMCR | $774.72 | — |
| Cigna | HealthspringMGMCR | $774.72 | — |
| Pyramid Life | MCR | $812.70 | — |
| Aetna | IVLHIX | $1,025.36 | — |
| Aetna | KCCarePlus | $1,070.94 | — |
| Multiplan | WCOMPMissouri | $1,095.34 | — |
| Oscar | HIX | $1,154.49 | — |
| CorVel Corporation | KSWC | $1,300.72 | — |
| Multiplan | WCOMPKansas | $1,334.95 | — |
| OHA Network | KansasWCOMP | $1,355.49 | — |
| Aetna | Local | $1,435.51 | — |
| Aetna | National | $1,762.11 | — |
Visitor-reported prices
Comments
Target gsa panel hmtlmph neop at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health Saint Louis University Hospital | Saint Louis | $936.10 | $744.34 – $1,313.99 |
| Mercy Hospital Aurora | Aurora | $1,604.20 | $783.08 – $1,052.71 |
| Mercy Hospital Lincoln | Troy | $1,566.50 | $454.12 – $1,052.71 |
| Mercy Hospital Carthage | Carthage | $1,495.65 | $89.83 – $2,812.54 |
| Mercy Hospital Southeast | Cape Girardeau | $1,508.00 | $683.58 – $2,728.23 |
| Mercy Orthopedic Hospital Springfield | Ozark | $1,484.60 | $578.76 – $2,654.03 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | not published | $677.12 – $2,536.83 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | not published | $677.12 – $2,536.83 |