St treatment speech individual at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$1,203.35
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,203.35
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$73.37 with BCBS vs $1,083.01 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | TRICARE | $73.37 | ↓ -94% |
| BCBS | MCRHMO | $73.43 | ↓ -94% |
| Coventry | MedicareAdvantage | $73.43 | ↓ -94% |
| BCBS | MCRPPO | $73.43 | ↓ -94% |
| Devoted Health | MGMCR | $74.17 | ↓ -94% |
| Humana | MGMCRPPO | $74.17 | ↓ -94% |
| Humana | PFFS | $74.17 | ↓ -94% |
| Humana | MGMCRHMO | $74.17 | ↓ -94% |
| United | VACCN | $74.17 | ↓ -94% |
| Celtic | MCR | $75.65 | ↓ -94% |
| Wellcare | MCR | $75.65 | ↓ -94% |
| United | MGMCR | $75.65 | ↓ -94% |
| Cigna | HealthspringMGMCR | $75.65 | ↓ -94% |
| United | KSMGMCD | $76.68 | ↓ -94% |
| HealthyBlue | MGMCD | $78.21 | ↓ -94% |
| Sunflower State Health Plan | MCD | $78.98 | ↓ -93% |
| Pyramid Life | MCR | $79.36 | ↓ -93% |
| Unicare | MGMCD | $79.75 | ↓ -93% |
| Amerigroup | MGMCD | $79.75 | ↓ -93% |
| Home State Health Plan | MCD | $80.51 | ↓ -93% |
| Aetna | IVLHIX | $104.18 | ↓ -91% |
| Aetna | KCCarePlus | $108.01 | ↓ -91% |
| Humana | ASO | $128.69 | ↓ -89% |
| Humana | HMO | $128.69 | ↓ -89% |
| Humana | EPO | $128.69 | ↓ -89% |
| United | MOMGMCD | $130.36 | ↓ -89% |
| Aetna | Local | $145.54 | ↓ -88% |
| Anthem MissouriCare | MissouriCareMGMCD | $156.44 | ↓ -87% |
| Humana | POS | $159.86 | ↓ -87% |
| Humana | PPO | $159.86 | ↓ -87% |
| BCBS | Preferred-CareBlue(PPO) | $161.96 | ↓ -87% |
| BCBS | BlueAccess | $161.96 | ↓ -87% |
| BCBS | Blue-Care(HMO) | $161.96 | ↓ -87% |
| Aetna | National | $177.71 | ↓ -85% |
| Ambetter | Commercial-Exchange | $223.82 | ↓ -81% |
| Oscar | HIX | $228.64 | ↓ -81% |
| NHC Advantage | MGMCR | $228.64 | ↓ -81% |
| NHC Advantage | MGMCD | $228.64 | ↓ -81% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $240.67 | ↓ -80% |
| BCBS | FreedomNetworkSelect | $264.74 | ↓ -78% |
| Aetna Coventry | FamilyHealthPlanMCD | $264.74 | ↓ -78% |
| United | OptionsPPO | $302.04 | ↓ -75% |
| BCBS | FreedomNetwork | $348.97 | ↓ -71% |
| BCBS | PC | $348.97 | ↓ -71% |
| Universal Healthcare | MCR | $421.17 | ↓ -65% |
| Coventry | WCOMP | $483.75 | ↓ -60% |
| Aetna | FHMedicalRental | $483.75 | ↓ -60% |
| Coventry KC MO | WCOMP | $493.37 | ↓ -59% |
| College Park Family Care Center | COMM | $517.44 | ↓ -57% |
| United | GlobalBenefitPlan | $541.51 | ↓ -55% |
| BCBS | Participating | $553.54 | ↓ -54% |
| BCBS | Traditional | $553.54 | ↓ -54% |
| OHA Network | MissouriWCOMP | $601.67 | ↓ -50% |
| Aetna | NATIONALNAP | $613.71 | ↓ -49% |
| Multiplan | PrimaryNetwork | $637.78 | ↓ -47% |
| CorVel Corporation | MOWC | $782.18 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $890.48 | ↓ -26% |
| Global Sports Services | WCOMP | $962.68 | ↓ -20% |
| Evernorth (Cigna) Behavioral Health | COMMBH | $962.68 | ↓ -20% |
| Multiplan | WCOMPMissouri | $962.68 | ↓ -20% |
| CCO, Inc. | COMM | $1,022.85 | ↓ -15% |
| CCO, Inc. | WORKERSCOMPPPO | $1,022.85 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $1,083.01 | ↓ -10% |
Visitor-reported prices
Comments
St treatment speech individual at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $198.55 | $74.17 – $89.00 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $198.55 | $74.17 – $89.00 |
| SSM Health Saint Louis University Hospital | Saint Louis | $338.80 | $72.69 – $89.00 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $198.55 | $82.22 – $82.22 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $198.55 | $74.17 – $89.00 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $198.55 | $74.17 – $89.00 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $270.60 | $73.76 – $133.51 |
| Mercy Hospital Aurora | Aurora | $1,155.05 | $21.76 – $101.87 |