Sodium chloride 3 % ivpb at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.15 with United vs $91.96 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | KSMGMCD | $0.15 | — |
| Sunflower State Health Plan | MCD | $0.15 | — |
| HealthyBlue | MGMCD | $0.15 | — |
| Home State Health Plan | MCD | $0.16 | — |
| Unicare | MGMCD | $0.16 | — |
| Amerigroup | MGMCD | $0.16 | — |
| United | AllPayerAppendix | $0.17 | — |
| United | MOMGMCD | $0.26 | — |
| BCBS | FreedomNetworkSelect | $22.48 | — |
| Coventry | MedicareAdvantage | $22.48 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $22.48 | — |
| United | OptionsPPO | $25.65 | — |
| BCBS | PC | $29.63 | — |
| BCBS | FreedomNetwork | $29.63 | — |
| BCBS | BlueAccess | $30.65 | — |
| BCBS | Blue-Care(HMO) | $30.65 | — |
| BCBS | Preferred-CareBlue(PPO) | $30.65 | — |
| Coventry | WCOMP | $41.08 | — |
| Coventry KC MO | WCOMP | $41.89 | — |
| United | GlobalBenefitPlan | $45.98 | — |
| BCBS | Participating | $47.00 | — |
| BCBS | Traditional | $47.00 | — |
| OHA Network | MissouriWCOMP | $51.09 | — |
| CorVel Corporation | MOWC | $66.42 | — |
| Multiplan | ComplimentaryNetwork | $75.61 | — |
| Multiplan | WCOMPMissouri | $81.74 | — |
| Global Sports Services | WCOMP | $81.74 | — |
| CCO, Inc. | COMM | $86.85 | — |
| CCO, Inc. | WORKERSCOMPPPO | $86.85 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $91.96 | — |
Visitor-reported prices
Comments
Sodium chloride 3 % ivpb at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospital Aurora | Aurora | $33.80 | $15.00 – $15.00 |
| Mercy Hospital Lincoln | Troy | $27.30 | $13.00 – $13.00 |
| Mercy Hospital Carthage | Carthage | $23.40 | $8.00 – $25.00 |
| Mercy Hospital Southeast | Cape Girardeau | $130.00 | $29.00 – $29.00 |
| Mercy Orthopedic Hospital Springfield | Ozark | $68.25 | $8.00 – $25.00 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | not published | $0.15 – $0.15 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | not published | $0.15 – $0.15 |
| SSM Health Saint Louis University Hospital | Saint Louis | not published | $0.37 – $0.37 |