Smear wet mount at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$409.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$409.87

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.95 with Cigna vs $368.88 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna SureFit/LocalPlus $2.95 ↓ -99%
Cigna LocalKC $3.55 ↓ -99%
Cigna Comm $4.42 ↓ -99%
United KSMGMCD $5.02 ↓ -99%
HealthyBlue MGMCD $5.12 ↓ -99%
Sunflower State Health Plan MCD $5.17 ↓ -99%
Unicare MGMCD $5.22 ↓ -99%
Amerigroup MGMCD $5.22 ↓ -99%
Home State Health Plan MCD $5.27 ↓ -99%
Aetna Coventry FamilyHealthPlanMCD $5.50 ↓ -99%
BCBS TRICARE $5.60 ↓ -99%
BCBS MCRHMO $5.76 ↓ -99%
BCBS MCRPPO $5.76 ↓ -99%
Coventry MedicareAdvantage $5.76 ↓ -99%
United AllPayerAppendix $5.82 ↓ -99%
Devoted Health MGMCR $5.82 ↓ -99%
Humana PFFS $5.82 ↓ -99%
Humana MGMCRHMO $5.82 ↓ -99%
Humana MGMCRPPO $5.82 ↓ -99%
United VACCN $5.82 ↓ -99%
Cigna HealthspringMGMCR $5.94 ↓ -99%
Wellcare MCR $5.94 ↓ -99%
United MGMCR $5.94 ↓ -99%
Celtic MCR $5.94 ↓ -99%
Pyramid Life MCR $6.23 ↓ -98%
Aetna IVLHIX $7.86 ↓ -98%
Aetna KCCarePlus $8.21 ↓ -98%
Multiplan WCOMPMissouri $8.30 ↓ -98%
United MOMGMCD $8.53 ↓ -98%
Oscar HIX $8.85 ↓ -98%
BCBS Preferred-CareBlue(PPO) $8.98 ↓ -98%
BCBS BlueAccess $8.98 ↓ -98%
BCBS Blue-Care(HMO) $8.98 ↓ -98%
CorVel Corporation KSWC $9.86 ↓ -98%
Multiplan WCOMPKansas $10.12 ↓ -98%
OHA Network KansasWCOMP $10.28 ↓ -97%
Humana POS $10.45 ↓ -97%
Humana ASO $10.45 ↓ -97%
Humana HMO $10.45 ↓ -97%
Humana EPO $10.45 ↓ -97%
Humana PPO $10.45 ↓ -97%
Aetna Local $11.00 ↓ -97%
Aetna National $13.50 ↓ -97%
Anthem MissouriCare MissouriCareMGMCD $53.28 ↓ -87%
Ambetter Commercial-Exchange $76.24 ↓ -81%
NHC Advantage MGMCD $77.88 ↓ -81%
NHC Advantage MGMCR $77.88 ↓ -81%
WPPA ProviDrs Care Network UnifiedHealthPlan $81.97 ↓ -80%
BCBS FreedomNetworkSelect $90.17 ↓ -78%
United OptionsPPO $102.88 ↓ -75%
BCBS PC $118.86 ↓ -71%
BCBS FreedomNetwork $118.86 ↓ -71%
Universal Healthcare MCR $143.45 ↓ -65%
Aetna FHMedicalRental $164.77 ↓ -60%
Coventry WCOMP $164.77 ↓ -60%
Coventry KC MO WCOMP $168.05 ↓ -59%
College Park Family Care Center COMM $176.24 ↓ -57%
United GlobalBenefitPlan $184.44 ↓ -55%
BCBS Participating $188.54 ↓ -54%
BCBS Traditional $188.54 ↓ -54%
OHA Network MissouriWCOMP $204.94 ↓ -50%
Aetna NATIONALNAP $209.03 ↓ -49%
Multiplan PrimaryNetwork $217.23 ↓ -47%
CorVel Corporation MOWC $266.42 ↓ -35%
Multiplan ComplimentaryNetwork $303.30 ↓ -26%
Evernorth (Cigna) Behavioral Health COMMBH $327.90 ↓ -20%
Global Sports Services WCOMP $327.90 ↓ -20%
CCO, Inc. WORKERSCOMPPPO $348.39 ↓ -15%
CCO, Inc. COMM $348.39 ↓ -15%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $368.88 ↓ -10%

Visitor-reported prices

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Smear wet mount at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $154.00 $5.82 – $19.44
SSM Health DePaul Hospital - St. Louis Bridgeton $154.00 $5.82 – $19.44
SSM Health Saint Louis University Hospital Saint Louis $17.16 $5.70 – $10.07
SSM Health St. Joseph Hospital- Wentzville Wentzville $154.00 $5.82 – $19.44
SSM Health St. Joseph Hospital - St. Charles Saint Charles $154.00 $5.82 – $19.44
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $154.00 $5.82 – $19.44
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $83.05 $5.24 – $10.48
Mercy Hospital Aurora Aurora $46.15 $5.02 – $8.07

All Missouri hospitals for this procedure →