Renal cyst study s&i at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$7,330.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,330.61

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.00 with Global Sports Services vs $6,597.55 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Global Sports Services WCOMP $25.00 ↓ -100%
BCBS Blue-Care(HMO) $48.27 ↓ -99%
BCBS BlueAccess $48.27 ↓ -99%
BCBS Preferred-CareBlue(PPO) $48.27 ↓ -99%
Multiplan WCOMPMissouri $61.54 ↓ -99%
CorVel Corporation KSWC $73.08 ↓ -99%
Multiplan WCOMPKansas $75.01 ↓ -99%
OHA Network KansasWCOMP $76.16 ↓ -99%
Aetna IVLHIX $80.64 ↓ -99%
Aetna KCCarePlus $84.22 ↓ -99%
Humana ASO $108.29 ↓ -99%
Humana EPO $108.29 ↓ -99%
Humana HMO $108.29 ↓ -99%
Aetna Local $112.89 ↓ -98%
Aetna National $138.57 ↓ -98%
Humana PPO $139.79 ↓ -98%
Humana POS $139.79 ↓ -98%
United KSMGMCD $282.26 ↓ -96%
HealthyBlue MGMCD $287.91 ↓ -96%
Sunflower State Health Plan MCD $290.73 ↓ -96%
Amerigroup MGMCD $293.55 ↓ -96%
Unicare MGMCD $293.55 ↓ -96%
Home State Health Plan MCD $296.37 ↓ -96%
Aetna Coventry FamilyHealthPlanMCD $428.73 ↓ -94%
United MOMGMCD $479.84 ↓ -93%
Cigna SureFit/LocalPlus $612.01 ↓ -92%
Cigna LocalKC $729.52 ↓ -90%
Cigna Comm $910.67 ↓ -88%
Anthem MissouriCare MissouriCareMGMCD $952.98 ↓ -87%
United AllPayerAppendix $1,086.50 ↓ -85%
Ambetter Commercial-Exchange $1,363.49 ↓ -81%
NHC Advantage MGMCR $1,392.82 ↓ -81%
NHC Advantage MGMCD $1,392.82 ↓ -81%
WPPA ProviDrs Care Network UnifiedHealthPlan $1,466.12 ↓ -80%
BCBS FreedomNetworkSelect $1,612.73 ↓ -78%
United OptionsPPO $1,839.98 ↓ -75%
BCBS FreedomNetwork $2,125.88 ↓ -71%
BCBS PC $2,125.88 ↓ -71%
Universal Healthcare MCR $2,565.71 ↓ -65%
Coventry WCOMP $2,946.91 ↓ -60%
Aetna FHMedicalRental $2,946.91 ↓ -60%
Coventry KC MO WCOMP $3,005.55 ↓ -59%
College Park Family Care Center COMM $3,152.16 ↓ -57%
United GlobalBenefitPlan $3,298.77 ↓ -55%
BCBS Traditional $3,372.08 ↓ -54%
BCBS Participating $3,372.08 ↓ -54%
OHA Network MissouriWCOMP $3,665.30 ↓ -50%
Aetna NATIONALNAP $3,738.61 ↓ -49%
Multiplan PrimaryNetwork $3,885.22 ↓ -47%
CorVel Corporation MOWC $4,764.90 ↓ -35%
Multiplan ComplimentaryNetwork $5,424.65 ↓ -26%
Evernorth (Cigna) Behavioral Health COMMBH $5,864.49 ↓ -20%
CCO, Inc. WORKERSCOMPPPO $6,231.02 ↓ -15%
CCO, Inc. COMM $6,231.02 ↓ -15%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $6,597.55 ↓ -10%

Visitor-reported prices

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Renal cyst study s&i at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $1,004.85 $56.61 – $656.76
SSM Health DePaul Hospital - St. Louis Bridgeton $1,004.85 $56.61 – $656.76
SSM Health Saint Louis University Hospital Saint Louis $338.80 $65.00 – $656.76
SSM Health St. Joseph Hospital- Wentzville Wentzville $1,004.85 $56.61 – $965.78
SSM Health St. Joseph Hospital - St. Charles Saint Charles $1,004.85 $56.61 – $656.76
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $1,004.85 $56.61 – $656.76
SSM Health St. Clare Hospital - Fenton Fenton $1,004.85 $56.61 – $656.76
LEE'S SUMMIT MEDICAL CENTER Lee's Summit $5,753.43 $48.27 – $612.01

All Missouri hospitals for this procedure →