Protein western blot tissue at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.27 with Cigna vs $54.38 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna SureFit/LocalPlus $11.27
Cigna LocalKC $13.58
Cigna Comm $16.91
Coventry MedicareAdvantage $22.01
BCBS MCRPPO $22.01
BCBS MCRHMO $22.01
Devoted Health MGMCR $22.23
United AllPayerAppendix $22.23
Humana PFFS $22.23
Humana MGMCRHMO $22.23
Humana MGMCRPPO $22.23
United VACCN $22.23
United MGMCR $22.67
Wellcare MCR $22.67
Celtic MCR $22.67
Cigna HealthspringMGMCR $22.67
Pyramid Life MCR $23.79
Aetna IVLHIX $30.01
Aetna KCCarePlus $31.34
Oscar HIX $33.79
Multiplan WCOMPMissouri $39.46
Aetna Local $42.01
BCBS Blue-Care(HMO) $43.53
BCBS Preferred-CareBlue(PPO) $43.53
BCBS BlueAccess $43.53
CorVel Corporation KSWC $46.85
Multiplan WCOMPKansas $48.09
OHA Network KansasWCOMP $48.83
Aetna National $51.57
Humana ASO $54.38
Humana HMO $54.38
Humana EPO $54.38
Humana PPO $54.38
Humana POS $54.38

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Protein western blot tissue at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis not published $9.70 – $91.65
SSM Health DePaul Hospital - St. Louis Bridgeton not published $9.70 – $91.65
SSM Health Saint Louis University Hospital Saint Louis not published $11.14 – $47.47
SSM Health St. Joseph Hospital- Wentzville Wentzville not published $9.70 – $91.65
SSM Health St. Joseph Hospital - St. Charles Saint Charles not published $9.70 – $91.65
SSM Health St. Mary's Hospital - St. Louis Richmond Heights not published $9.70 – $91.65
SSM Health St. Mary's Hospital - Jefferson City Jefferson City not published $17.81 – $20.01
SSM Health St. Clare Hospital - Fenton Fenton not published $9.70 – $91.65

All Missouri hospitals for this procedure →