Ot re-evaluation patient/family at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$56.56 with United vs $577.41 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | KSMGMCD | $56.56 | — |
| HealthyBlue | MGMCD | $57.69 | — |
| Coventry | MedicareAdvantage | $57.73 | — |
| BCBS | MCRHMO | $57.73 | — |
| BCBS | MCRPPO | $57.73 | — |
| Sunflower State Health Plan | MCD | $58.26 | — |
| Devoted Health | MGMCR | $58.31 | — |
| Humana | PFFS | $58.31 | — |
| Humana | MGMCRHMO | $58.31 | — |
| Humana | MGMCRPPO | $58.31 | — |
| United | VACCN | $58.31 | — |
| Unicare | MGMCD | $58.82 | — |
| Amerigroup | MGMCD | $58.82 | — |
| Home State Health Plan | MCD | $59.39 | — |
| United | MGMCR | $59.48 | — |
| Cigna | HealthspringMGMCR | $59.48 | — |
| Celtic | MCR | $59.48 | — |
| Wellcare | MCR | $59.48 | — |
| Pyramid Life | MCR | $62.39 | — |
| Multiplan | WCOMPMissouri | $66.42 | — |
| BCBS | TRICARE | $67.58 | — |
| CorVel Corporation | KSWC | $78.87 | — |
| Multiplan | WCOMPKansas | $80.94 | — |
| OHA Network | KansasWCOMP | $82.19 | — |
| Anthem MissouriCare | MissouriCareMGMCD | $83.40 | — |
| Aetna | IVLHIX | $94.06 | — |
| United | MOMGMCD | $96.15 | — |
| Aetna | KCCarePlus | $97.52 | — |
| Ambetter | Commercial-Exchange | $119.33 | — |
| Oscar | HIX | $121.90 | — |
| NHC Advantage | MGMCR | $121.90 | — |
| NHC Advantage | MGMCD | $121.90 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $128.31 | — |
| Aetna | Local | $131.40 | — |
| Humana | ASO | $135.37 | — |
| Humana | HMO | $135.37 | — |
| Humana | EPO | $135.37 | — |
| BCBS | BlueAccess | $135.81 | — |
| BCBS | Preferred-CareBlue(PPO) | $135.81 | — |
| BCBS | Blue-Care(HMO) | $135.81 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $141.15 | — |
| BCBS | FreedomNetworkSelect | $141.15 | — |
| Aetna | National | $160.45 | — |
| United | OptionsPPO | $161.03 | — |
| Humana | PPO | $170.02 | — |
| Humana | POS | $170.02 | — |
| BCBS | FreedomNetwork | $186.06 | — |
| BCBS | PC | $186.06 | — |
| Universal Healthcare | MCR | $224.55 | — |
| Aetna | FHMedicalRental | $257.91 | — |
| Coventry | WCOMP | $257.91 | — |
| Coventry KC MO | WCOMP | $263.04 | — |
| College Park Family Care Center | COMM | $275.88 | — |
| United | GlobalBenefitPlan | $288.71 | — |
| BCBS | Participating | $295.12 | — |
| BCBS | Traditional | $295.12 | — |
| OHA Network | MissouriWCOMP | $320.79 | — |
| Aetna | NATIONALNAP | $327.20 | — |
| Multiplan | PrimaryNetwork | $340.03 | — |
| CorVel Corporation | MOWC | $417.02 | — |
| Multiplan | ComplimentaryNetwork | $474.76 | — |
| Global Sports Services | WCOMP | $513.26 | — |
| Evernorth (Cigna) Behavioral Health | COMMBH | $513.26 | — |
| CCO, Inc. | WORKERSCOMPPPO | $545.33 | — |
| CCO, Inc. | COMM | $545.33 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $577.41 | — |
Visitor-reported prices
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Ot re-evaluation patient/family at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $317.35 | $53.76 – $80.09 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $317.35 | $53.76 – $80.09 |
| SSM Health Saint Louis University Hospital | Saint Louis | $169.95 | $61.73 – $80.09 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $317.35 | $53.76 – $53.76 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $317.35 | $53.76 – $80.09 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $317.35 | $53.76 – $80.09 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $138.60 | $66.37 – $120.13 |
| Mercy Hospital Aurora | Aurora | $365.30 | $56.56 – $93.89 |