N-invas est c ffr sw aly cta at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$7,602.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,602.65
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$25.00 with Global Sports Services vs $6,842.39 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Global Sports Services | WCOMP | $25.00 | ↓ -100% |
| Anthem MissouriCare | MissouriCareMGMCD | $988.34 | ↓ -87% |
| Cigna | SureFit/LocalPlus | $1,159.90 | ↓ -85% |
| Cigna | LocalKC | $1,382.60 | ↓ -82% |
| Ambetter | Commercial-Exchange | $1,414.09 | ↓ -81% |
| NHC Advantage | MGMCR | $1,444.50 | ↓ -81% |
| NHC Advantage | MGMCD | $1,444.50 | ↓ -81% |
| HealthyBlue | MGMCD | $1,520.53 | ↓ -80% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $1,520.53 | ↓ -80% |
| Humana | EPO | $1,604.16 | ↓ -79% |
| Humana | HMO | $1,604.16 | ↓ -79% |
| Humana | ASO | $1,604.16 | ↓ -79% |
| Aetna Coventry | FamilyHealthPlanMCD | $1,672.58 | ↓ -78% |
| BCBS | FreedomNetworkSelect | $1,672.58 | ↓ -78% |
| Cigna | Comm | $1,725.93 | ↓ -77% |
| United | OptionsPPO | $1,908.27 | ↓ -75% |
| Humana | POS | $2,014.70 | ↓ -74% |
| Humana | PPO | $2,014.70 | ↓ -74% |
| BCBS | FreedomNetwork | $2,204.77 | ↓ -71% |
| BCBS | PC | $2,204.77 | ↓ -71% |
| United | AllPayerAppendix | $2,241.41 | ↓ -71% |
| BCBS | Preferred-CareBlue(PPO) | $2,280.80 | ↓ -70% |
| BCBS | Blue-Care(HMO) | $2,280.80 | ↓ -70% |
| BCBS | BlueAccess | $2,280.80 | ↓ -70% |
| Aetna | IVLHIX | $2,326.41 | ↓ -69% |
| Aetna | KCCarePlus | $2,501.27 | ↓ -67% |
| Universal Healthcare | MCR | $2,660.93 | ↓ -65% |
| Aetna | Local | $2,987.84 | ↓ -61% |
| Aetna | FHMedicalRental | $3,056.27 | ↓ -60% |
| Coventry | WCOMP | $3,056.27 | ↓ -60% |
| Coventry KC MO | WCOMP | $3,117.09 | ↓ -59% |
| College Park Family Care Center | COMM | $3,269.14 | ↓ -57% |
| United | GlobalBenefitPlan | $3,421.19 | ↓ -55% |
| BCBS | Participating | $3,497.22 | ↓ -54% |
| BCBS | Traditional | $3,497.22 | ↓ -54% |
| Aetna | National | $3,656.87 | ↓ -52% |
| OHA Network | MissouriWCOMP | $3,801.32 | ↓ -50% |
| Aetna | NATIONALNAP | $3,877.35 | ↓ -49% |
| Multiplan | PrimaryNetwork | $4,029.40 | ↓ -47% |
| CorVel Corporation | MOWC | $4,941.72 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $5,625.96 | ↓ -26% |
| Multiplan | WCOMPMissouri | $6,082.12 | ↓ -20% |
| Evernorth (Cigna) Behavioral Health | COMMBH | $6,082.12 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $6,462.25 | ↓ -15% |
| CCO, Inc. | COMM | $6,462.25 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $6,842.39 | ↓ -10% |
Visitor-reported prices
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N-invas est c ffr sw aly cta at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health Saint Louis University Hospital | Saint Louis | $1,631.85 | $842.92 – $1,265.15 |
| Mercy Orthopedic Hospital Springfield | Ozark | $3,226.60 | $724.62 – $2,241.41 |
| RESEARCH MEDICAL CENTER | Kansas City | $3,326.57 | $1,159.90 – $2,241.41 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | not published | $849.08 – $1,032.15 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | not published | $849.08 – $1,032.15 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | not published | $849.08 – $1,992.36 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | not published | $849.08 – $1,032.15 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | not published | $849.08 – $1,032.15 |