MRI w/cont, breast, uni at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$203.82 with Cigna vs $14,235.82 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $203.82 | — |
| Cigna | LocalKC | $242.96 | — |
| Cigna | Comm | $303.29 | — |
| United | AllPayerAppendix | $401.74 | — |
| Aetna | IVLHIX | $1,074.00 | — |
| Aetna | KCCarePlus | $1,125.00 | — |
| Aetna | Local | $1,514.00 | — |
| Aetna | National | $1,836.00 | — |
| Anthem MissouriCare | MissouriCareMGMCD | $2,056.29 | — |
| Ambetter | Commercial-Exchange | $2,942.07 | — |
| NHC Advantage | MGMCR | $3,005.34 | — |
| NHC Advantage | MGMCD | $3,005.34 | — |
| HealthyBlue | MGMCD | $3,163.52 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $3,163.52 | — |
| Humana | EPO | $3,337.51 | — |
| Humana | HMO | $3,337.51 | — |
| Humana | ASO | $3,337.51 | — |
| BCBS | FreedomNetworkSelect | $3,479.87 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $3,479.87 | — |
| United | OptionsPPO | $3,970.21 | — |
| Humana | POS | $4,191.66 | — |
| Humana | PPO | $4,191.66 | — |
| BCBS | FreedomNetwork | $4,587.10 | — |
| BCBS | PC | $4,587.10 | — |
| BCBS | Blue-Care(HMO) | $4,745.27 | — |
| BCBS | BlueAccess | $4,745.27 | — |
| BCBS | Preferred-CareBlue(PPO) | $4,745.27 | — |
| Universal Healthcare | MCR | $5,536.15 | — |
| Coventry | WCOMP | $6,358.67 | — |
| Aetna | FHMedicalRental | $6,358.67 | — |
| Coventry KC MO | WCOMP | $6,485.21 | — |
| College Park Family Care Center | COMM | $6,801.56 | — |
| United | GlobalBenefitPlan | $7,117.91 | — |
| BCBS | Traditional | $7,276.09 | — |
| BCBS | Participating | $7,276.09 | — |
| OHA Network | MissouriWCOMP | $7,908.79 | — |
| Aetna | NATIONALNAP | $8,066.97 | — |
| Multiplan | PrimaryNetwork | $8,383.32 | — |
| CorVel Corporation | MOWC | $10,281.43 | — |
| Multiplan | ComplimentaryNetwork | $11,705.01 | — |
| Evernorth (Cigna) Behavioral Health | COMMBH | $12,654.06 | — |
| Multiplan | WCOMPMissouri | $12,654.06 | — |
| CCO, Inc. | WORKERSCOMPPPO | $13,444.94 | — |
| CCO, Inc. | COMM | $13,444.94 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $14,235.82 | — |
Visitor-reported prices
Comments
MRI w/cont, breast, uni at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $836.00 | $175.68 – $1,220.73 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $836.00 | $175.68 – $1,220.73 |
| SSM Health Saint Louis University Hospital | Saint Louis | $941.05 | $172.17 – $1,177.77 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $836.00 | $357.10 – $1,220.73 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $836.00 | $175.68 – $1,220.73 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $836.00 | $175.68 – $1,220.73 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $745.14 | $174.72 – $316.23 |
| Mercy Orthopedic Hospital Springfield | Ozark | $2,225.60 | $151.76 – $2,290.00 |