MRI chest without & w/contrast at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.00 with Global Sports Services vs $15,428.10 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Global Sports Services WCOMP $25.00
United KSMGMCD $206.69
HealthyBlue MGMCD $210.82
Sunflower State Health Plan MCD $212.89
Unicare MGMCD $214.96
Amerigroup MGMCD $214.96
Home State Health Plan MCD $217.02
Aetna Coventry FamilyHealthPlanMCD $326.74
United MOMGMCD $351.37
Cigna SureFit/LocalPlus $426.64
Cigna LocalKC $508.55
Multiplan WCOMPMissouri $610.79
Cigna Comm $634.84
CorVel Corporation KSWC $725.32
Multiplan WCOMPKansas $744.40
OHA Network KansasWCOMP $755.86
United AllPayerAppendix $828.27
Aetna IVLHIX $1,074.00
Aetna KCCarePlus $1,125.00
BCBS BlueAccess $1,139.50
BCBS Preferred-CareBlue(PPO) $1,139.50
BCBS Blue-Care(HMO) $1,139.50
Humana EPO $1,314.76
Humana HMO $1,314.76
Humana ASO $1,314.76
Aetna Local $1,514.00
Humana PPO $1,697.20
Humana POS $1,697.20
Aetna National $1,836.00
Anthem MissouriCare MissouriCareMGMCD $2,228.50
Ambetter Commercial-Exchange $3,188.47
NHC Advantage MGMCD $3,257.04
NHC Advantage MGMCR $3,257.04
WPPA ProviDrs Care Network UnifiedHealthPlan $3,428.47
BCBS FreedomNetworkSelect $3,771.31
United OptionsPPO $4,302.72
BCBS FreedomNetwork $4,971.28
BCBS PC $4,971.28
Universal Healthcare MCR $5,999.82
Aetna FHMedicalRental $6,891.22
Coventry WCOMP $6,891.22
Coventry KC MO WCOMP $7,028.36
College Park Family Care Center COMM $7,371.20
United GlobalBenefitPlan $7,714.05
BCBS Traditional $7,885.47
BCBS Participating $7,885.47
OHA Network MissouriWCOMP $8,571.17
Aetna NATIONALNAP $8,742.59
Multiplan PrimaryNetwork $9,085.43
CorVel Corporation MOWC $11,142.51
Multiplan ComplimentaryNetwork $12,685.32
Evernorth (Cigna) Behavioral Health COMMBH $13,713.86
CCO, Inc. COMM $14,570.98
CCO, Inc. WORKERSCOMPPPO $14,570.98
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $15,428.10

Visitor-reported prices

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MRI chest without & w/contrast at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $2,377.65 $349.44 – $2,114.86
SSM Health DePaul Hospital - St. Louis Bridgeton $2,377.65 $349.44 – $2,114.86
SSM Health Saint Louis University Hospital Saint Louis $2,795.65 $342.45 – $2,040.43
SSM Health St. Joseph Hospital- Wentzville Wentzville $2,377.65 $466.65 – $2,114.86
SSM Health St. Joseph Hospital - St. Charles Saint Charles $2,377.65 $349.44 – $2,114.86
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $2,377.65 $349.44 – $2,114.86
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $1,521.96 $347.51 – $628.99
Mercy Hospital Aurora Aurora $3,063.45 $206.69 – $468.85

All Missouri hospitals for this procedure →