MRI chest without contrast at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$25.00 with Global Sports Services vs $12,750.74 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Global Sports Services | WCOMP | $25.00 | — |
| United | KSMGMCD | $131.00 | — |
| HealthyBlue | MGMCD | $133.62 | — |
| Sunflower State Health Plan | MCD | $134.93 | — |
| Unicare | MGMCD | $136.24 | — |
| Amerigroup | MGMCD | $136.24 | — |
| Home State Health Plan | MCD | $137.55 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $204.16 | — |
| United | MOMGMCD | $222.70 | — |
| Cigna | SureFit/LocalPlus | $271.84 | — |
| Cigna | LocalKC | $324.03 | — |
| Cigna | Comm | $404.49 | — |
| Multiplan | WCOMPMissouri | $447.91 | — |
| United | AllPayerAppendix | $517.79 | — |
| CorVel Corporation | KSWC | $531.90 | — |
| Multiplan | WCOMPKansas | $545.89 | — |
| OHA Network | KansasWCOMP | $554.29 | — |
| BCBS | BlueAccess | $802.77 | — |
| BCBS | Blue-Care(HMO) | $802.77 | — |
| BCBS | Preferred-CareBlue(PPO) | $802.77 | — |
| Humana | HMO | $892.07 | — |
| Humana | ASO | $892.07 | — |
| Humana | EPO | $892.07 | — |
| Aetna | IVLHIX | $1,074.00 | — |
| Aetna | KCCarePlus | $1,125.00 | — |
| Humana | PPO | $1,151.56 | — |
| Humana | POS | $1,151.56 | — |
| Aetna | Local | $1,514.00 | — |
| Aetna | National | $1,836.00 | — |
| Anthem MissouriCare | MissouriCareMGMCD | $1,841.77 | — |
| Ambetter | Commercial-Exchange | $2,635.15 | — |
| NHC Advantage | MGMCR | $2,691.82 | — |
| NHC Advantage | MGMCD | $2,691.82 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $2,833.50 | — |
| BCBS | FreedomNetworkSelect | $3,116.85 | — |
| United | OptionsPPO | $3,556.04 | — |
| BCBS | PC | $4,108.57 | — |
| BCBS | FreedomNetwork | $4,108.57 | — |
| Universal Healthcare | MCR | $4,958.62 | — |
| Aetna | FHMedicalRental | $5,695.33 | — |
| Coventry | WCOMP | $5,695.33 | — |
| Coventry KC MO | WCOMP | $5,808.67 | — |
| College Park Family Care Center | COMM | $6,092.02 | — |
| United | GlobalBenefitPlan | $6,375.37 | — |
| BCBS | Traditional | $6,517.05 | — |
| BCBS | Participating | $6,517.05 | — |
| OHA Network | MissouriWCOMP | $7,083.74 | — |
| Aetna | NATIONALNAP | $7,225.42 | — |
| Multiplan | PrimaryNetwork | $7,508.77 | — |
| CorVel Corporation | MOWC | $9,208.87 | — |
| Multiplan | ComplimentaryNetwork | $10,483.94 | — |
| Evernorth (Cigna) Behavioral Health | COMMBH | $11,333.99 | — |
| CCO, Inc. | WORKERSCOMPPPO | $12,042.37 | — |
| CCO, Inc. | COMM | $12,042.37 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $12,750.74 | — |
Visitor-reported prices
Comments
MRI chest without contrast at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $1,411.30 | $238.99 – $1,075.69 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $1,411.30 | $238.99 – $1,075.69 |
| SSM Health Saint Louis University Hospital | Saint Louis | $1,666.50 | $234.21 – $1,037.83 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $1,411.30 | $285.67 – $1,075.69 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $1,411.30 | $238.99 – $1,075.69 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $1,411.30 | $238.99 – $1,075.69 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $1,149.06 | $237.67 – $430.18 |
| Mercy Hospital Aurora | Aurora | $1,921.40 | $131.00 – $317.33 |