Mra, without dye, spinal canal at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$5,599.94
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,599.94
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$271.84 with Cigna vs $5,039.95 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $271.84 | ↓ -95% |
| Cigna | LocalKC | $324.03 | ↓ -94% |
| Cigna | Comm | $404.49 | ↓ -93% |
| United | AllPayerAppendix | $517.79 | ↓ -91% |
| Anthem MissouriCare | MissouriCareMGMCD | $727.99 | ↓ -87% |
| Ambetter | Commercial-Exchange | $1,041.59 | ↓ -81% |
| NHC Advantage | MGMCR | $1,063.99 | ↓ -81% |
| NHC Advantage | MGMCD | $1,063.99 | ↓ -81% |
| Aetna | IVLHIX | $1,074.00 | ↓ -81% |
| HealthyBlue | MGMCD | $1,119.99 | ↓ -80% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $1,119.99 | ↓ -80% |
| Aetna | KCCarePlus | $1,125.00 | ↓ -80% |
| Humana | EPO | $1,181.59 | ↓ -79% |
| Humana | ASO | $1,181.59 | ↓ -79% |
| Humana | HMO | $1,181.59 | ↓ -79% |
| Aetna Coventry | FamilyHealthPlanMCD | $1,231.99 | ↓ -78% |
| BCBS | FreedomNetworkSelect | $1,231.99 | ↓ -78% |
| United | OptionsPPO | $1,405.58 | ↓ -75% |
| Humana | POS | $1,483.98 | ↓ -74% |
| Humana | PPO | $1,483.98 | ↓ -74% |
| Aetna | Local | $1,514.00 | ↓ -73% |
| BCBS | PC | $1,623.98 | ↓ -71% |
| BCBS | FreedomNetwork | $1,623.98 | ↓ -71% |
| BCBS | Preferred-CareBlue(PPO) | $1,679.98 | ↓ -70% |
| BCBS | Blue-Care(HMO) | $1,679.98 | ↓ -70% |
| BCBS | BlueAccess | $1,679.98 | ↓ -70% |
| Aetna | National | $1,836.00 | ↓ -67% |
| Universal Healthcare | MCR | $1,959.98 | ↓ -65% |
| Coventry | WCOMP | $2,251.18 | ↓ -60% |
| Aetna | FHMedicalRental | $2,251.18 | ↓ -60% |
| Coventry KC MO | WCOMP | $2,295.98 | ↓ -59% |
| College Park Family Care Center | COMM | $2,407.97 | ↓ -57% |
| United | GlobalBenefitPlan | $2,519.97 | ↓ -55% |
| BCBS | Traditional | $2,575.97 | ↓ -54% |
| BCBS | Participating | $2,575.97 | ↓ -54% |
| OHA Network | MissouriWCOMP | $2,799.97 | ↓ -50% |
| Aetna | NATIONALNAP | $2,855.97 | ↓ -49% |
| Multiplan | PrimaryNetwork | $2,967.97 | ↓ -47% |
| CorVel Corporation | MOWC | $3,639.96 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $4,143.96 | ↓ -26% |
| Evernorth (Cigna) Behavioral Health | COMMBH | $4,479.95 | ↓ -20% |
| Multiplan | WCOMPMissouri | $4,479.95 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $4,759.95 | ↓ -15% |
| CCO, Inc. | COMM | $4,759.95 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $5,039.95 | ↓ -10% |
Visitor-reported prices
Comments
Mra, without dye, spinal canal at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health Saint Louis University Hospital | Saint Louis | $1,612.60 | $234.21 – $1,082.56 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $453.42 | $237.67 – $430.18 |
| SSM Health Cardinal Glennon Children's Hospital | Saint Louis | $1,061.78 | $279.04 – $414.23 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | not published | $238.99 – $1,122.06 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | not published | $238.99 – $1,122.06 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | not published | $285.66 – $1,122.06 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | not published | $238.99 – $1,122.06 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | not published | $238.99 – $1,122.06 |