MRA w/cont, abd at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$426.64 with Cigna vs $12,741.36 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $426.64 | — |
| Cigna | LocalKC | $508.55 | — |
| Cigna | Comm | $634.84 | — |
| United | AllPayerAppendix | $828.27 | — |
| Aetna | IVLHIX | $1,074.00 | — |
| Aetna | KCCarePlus | $1,125.00 | — |
| Aetna | Local | $1,514.00 | — |
| Aetna | National | $1,836.00 | — |
| Anthem MissouriCare | MissouriCareMGMCD | $1,840.42 | — |
| Ambetter | Commercial-Exchange | $2,633.22 | — |
| NHC Advantage | MGMCR | $2,689.84 | — |
| NHC Advantage | MGMCD | $2,689.84 | — |
| HealthyBlue | MGMCD | $2,831.41 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $2,831.41 | — |
| Humana | EPO | $2,987.14 | — |
| Humana | HMO | $2,987.14 | — |
| Humana | ASO | $2,987.14 | — |
| BCBS | FreedomNetworkSelect | $3,114.56 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $3,114.56 | — |
| United | OptionsPPO | $3,553.42 | — |
| Humana | POS | $3,751.62 | — |
| Humana | PPO | $3,751.62 | — |
| BCBS | FreedomNetwork | $4,105.55 | — |
| BCBS | PC | $4,105.55 | — |
| BCBS | Blue-Care(HMO) | $4,247.12 | — |
| BCBS | BlueAccess | $4,247.12 | — |
| BCBS | Preferred-CareBlue(PPO) | $4,247.12 | — |
| Universal Healthcare | MCR | $4,954.97 | — |
| Coventry | WCOMP | $5,691.14 | — |
| Aetna | FHMedicalRental | $5,691.14 | — |
| Coventry KC MO | WCOMP | $5,804.40 | — |
| College Park Family Care Center | COMM | $6,087.54 | — |
| United | GlobalBenefitPlan | $6,370.68 | — |
| BCBS | Traditional | $6,512.25 | — |
| BCBS | Participating | $6,512.25 | — |
| OHA Network | MissouriWCOMP | $7,078.53 | — |
| Aetna | NATIONALNAP | $7,220.11 | — |
| Multiplan | PrimaryNetwork | $7,503.25 | — |
| CorVel Corporation | MOWC | $9,202.10 | — |
| Multiplan | ComplimentaryNetwork | $10,476.23 | — |
| Evernorth (Cigna) Behavioral Health | COMMBH | $11,325.66 | — |
| Multiplan | WCOMPMissouri | $11,325.66 | — |
| CCO, Inc. | WORKERSCOMPPPO | $12,033.51 | — |
| CCO, Inc. | COMM | $12,033.51 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $12,741.36 | — |
Visitor-reported prices
Comments
MRA w/cont, abd at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $1,410.75 | $349.44 – $1,220.73 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $1,410.75 | $349.44 – $1,220.73 |
| SSM Health Saint Louis University Hospital | Saint Louis | $2,150.50 | $342.45 – $1,177.77 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $1,410.75 | $474.45 – $1,220.73 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $1,410.75 | $349.44 – $1,220.73 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $1,410.75 | $349.44 – $1,220.73 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $1,164.24 | $347.51 – $628.99 |
| Mercy Hospital Aurora | Aurora | $1,975.35 | $360.27 – $468.85 |