Microdissection manual at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$262.62
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$262.62
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$34.14 with Anthem MissouriCare vs $336.47 with BCBS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Anthem MissouriCare | MissouriCareMGMCD | $34.14 | ↓ -87% |
| Ambetter | Commercial-Exchange | $48.85 | ↓ -81% |
| NHC Advantage | MGMCD | $49.90 | ↓ -81% |
| NHC Advantage | MGMCR | $49.90 | ↓ -81% |
| Oscar | HIX | $49.90 | ↓ -81% |
| HealthyBlue | MGMCD | $52.52 | ↓ -80% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $52.52 | ↓ -80% |
| Coventry | MedicareAdvantage | $57.78 | ↓ -78% |
| BCBS | FreedomNetworkSelect | $57.78 | ↓ -78% |
| Aetna Coventry | FamilyHealthPlanMCD | $57.78 | ↓ -78% |
| United | OptionsPPO | $65.92 | ↓ -75% |
| BCBS | PC | $76.16 | ↓ -71% |
| BCBS | FreedomNetwork | $76.16 | ↓ -71% |
| Aetna | IVLHIX | $80.36 | ↓ -69% |
| Aetna | KCCarePlus | $86.40 | ↓ -67% |
| Cigna | SureFit/LocalPlus | $88.98 | ↓ -66% |
| Universal Healthcare | MCR | $91.92 | ↓ -65% |
| Aetna | Local | $103.21 | ↓ -61% |
| Coventry | WCOMP | $105.57 | ↓ -60% |
| Aetna | FHMedicalRental | $105.57 | ↓ -60% |
| Cigna | LocalKC | $107.24 | ↓ -59% |
| Coventry KC MO | WCOMP | $107.67 | ↓ -59% |
| College Park Family Care Center | COMM | $112.93 | ↓ -57% |
| United | GlobalBenefitPlan | $118.18 | ↓ -55% |
| BCBS | Participating | $120.81 | ↓ -54% |
| BCBS | Traditional | $120.81 | ↓ -54% |
| Aetna | National | $126.32 | ↓ -52% |
| OHA Network | MissouriWCOMP | $131.31 | ↓ -50% |
| Cigna | Comm | $133.47 | ↓ -49% |
| Aetna | NATIONALNAP | $133.94 | ↓ -49% |
| Multiplan | PrimaryNetwork | $139.19 | ↓ -47% |
| Multiplan | WCOMPMissouri | $142.24 | ↓ -46% |
| CorVel Corporation | KSWC | $168.91 | ↓ -36% |
| CorVel Corporation | MOWC | $170.70 | ↓ -35% |
| Multiplan | WCOMPKansas | $173.36 | ↓ -34% |
| OHA Network | KansasWCOMP | $176.02 | ↓ -33% |
| United | AllPayerAppendix | $180.05 | ↓ -31% |
| Multiplan | ComplimentaryNetwork | $194.34 | ↓ -26% |
| Evernorth (Cigna) Behavioral Health | COMMBH | $210.10 | ↓ -20% |
| Global Sports Services | WCOMP | $210.10 | ↓ -20% |
| Humana | POS | $221.48 | ↓ -16% |
| Humana | PPO | $221.48 | ↓ -16% |
| Humana | EPO | $221.48 | ↓ -16% |
| Humana | ASO | $221.48 | ↓ -16% |
| Humana | HMO | $221.48 | ↓ -16% |
| CCO, Inc. | COMM | $223.23 | ↓ -15% |
| CCO, Inc. | WORKERSCOMPPPO | $223.23 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $236.36 | ↓ -10% |
| BCBS | BlueAccess | $336.47 | ↑ +28% |
| BCBS | Preferred-CareBlue(PPO) | $336.47 | ↑ +28% |
| BCBS | Blue-Care(HMO) | $336.47 | ↑ +28% |
Visitor-reported prices
Comments
Microdissection manual at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $173.80 | $98.60 – $316.16 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $173.80 | $98.60 – $316.16 |
| SSM Health Saint Louis University Hospital | Saint Louis | $1,219.90 | $113.22 – $304.65 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $173.80 | $98.60 – $316.16 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $173.80 | $98.60 – $316.16 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $173.80 | $98.60 – $316.16 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $100.10 | $162.05 – $165.01 |
| Mercy Hospital Aurora | Aurora | $146.25 | $133.20 – $133.20 |