Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.15 with Cigna vs $235.66 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna SureFit/LocalPlus $8.15
Cigna LocalKC $9.82
Cigna Comm $12.23
United KSMGMCD $14.25
HealthyBlue MGMCD $14.54
Sunflower State Health Plan MCD $14.68
Unicare MGMCD $14.82
Amerigroup MGMCD $14.82
Home State Health Plan MCD $14.96
Aetna Coventry FamilyHealthPlanMCD $15.18
BCBS TRICARE $15.46
BCBS MCRHMO $15.91
BCBS MCRPPO $15.91
Coventry MedicareAdvantage $15.91
United AllPayerAppendix $16.07
Devoted Health MGMCR $16.07
Humana PFFS $16.07
Humana MGMCRHMO $16.07
Humana MGMCRPPO $16.07
United VACCN $16.07
Cigna HealthspringMGMCR $16.39
Wellcare MCR $16.39
United MGMCR $16.39
Celtic MCR $16.39
Pyramid Life MCR $17.19
Aetna IVLHIX $21.69
Aetna KCCarePlus $22.66
Multiplan WCOMPMissouri $23.36
BCBS Preferred-CareBlue(PPO) $23.49
BCBS BlueAccess $23.49
BCBS Blue-Care(HMO) $23.49
United MOMGMCD $24.22
Oscar HIX $24.43
CorVel Corporation KSWC $27.74
Multiplan WCOMPKansas $28.47
OHA Network KansasWCOMP $28.91
Humana POS $29.35
Humana HMO $29.35
Humana EPO $29.35
Humana PPO $29.35
Humana ASO $29.35
Aetna Local $30.37
Anthem MissouriCare MissouriCareMGMCD $34.04
Aetna National $37.28
Ambetter Commercial-Exchange $48.70
NHC Advantage MGMCR $49.75
NHC Advantage MGMCD $49.75
WPPA ProviDrs Care Network UnifiedHealthPlan $52.37
BCBS FreedomNetworkSelect $57.60
United OptionsPPO $65.72
BCBS PC $75.93
BCBS FreedomNetwork $75.93
Universal Healthcare MCR $91.64
Aetna FHMedicalRental $105.26
Coventry WCOMP $105.26
Coventry KC MO WCOMP $107.35
College Park Family Care Center COMM $112.59
United GlobalBenefitPlan $117.83
BCBS Participating $120.45
BCBS Traditional $120.45
OHA Network MissouriWCOMP $130.92
Aetna NATIONALNAP $133.54
Multiplan PrimaryNetwork $138.78
CorVel Corporation MOWC $170.20
Multiplan ComplimentaryNetwork $193.76
Evernorth (Cigna) Behavioral Health COMMBH $209.47
Global Sports Services WCOMP $209.47
CCO, Inc. WORKERSCOMPPPO $222.56
CCO, Inc. COMM $222.56
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $235.66

Visitor-reported prices

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Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $42.90 $16.07 – $53.67
SSM Health DePaul Hospital - St. Louis Bridgeton $42.90 $16.07 – $53.67
SSM Health Saint Louis University Hospital Saint Louis $176.55 $15.75 – $27.80
SSM Health St. Joseph Hospital- Wentzville Wentzville $42.90 $16.07 – $53.67
SSM Health St. Joseph Hospital - St. Charles Saint Charles $42.90 $16.07 – $53.67
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $42.90 $16.07 – $53.67
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $199.10 $14.46 – $28.93
Mercy Hospital Aurora Aurora $69.55 $12.87 – $22.27

All Missouri hospitals for this procedure →