Lower Back (Lumbar Spine) MRI (with and without contrast) at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.00 with Global Sports Services vs $16,000.74 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Global Sports Services WCOMP $25.00
United KSMGMCD $206.69
HealthyBlue MGMCD $210.82
Sunflower State Health Plan MCD $212.89
Amerigroup MGMCD $214.96
Unicare MGMCD $214.96
Home State Health Plan MCD $217.02
Aetna Coventry FamilyHealthPlanMCD $326.74
Multiplan WCOMPMissouri $346.58
United MOMGMCD $351.37
CorVel Corporation KSWC $411.56
Multiplan WCOMPKansas $422.39
Cigna SureFit/LocalPlus $426.64
OHA Network KansasWCOMP $428.89
Cigna LocalKC $508.55
Cigna Comm $634.84
United AllPayerAppendix $828.27
BCBS BlueAccess $920.14
BCBS Blue-Care(HMO) $920.14
BCBS Preferred-CareBlue(PPO) $920.14
Aetna IVLHIX $1,074.00
Humana EPO $1,078.28
Humana ASO $1,078.28
Humana HMO $1,078.28
Aetna KCCarePlus $1,125.00
Humana PPO $1,391.93
Humana POS $1,391.93
Aetna Local $1,514.00
Aetna National $1,836.00
Anthem MissouriCare MissouriCareMGMCD $2,311.22
Ambetter Commercial-Exchange $3,306.82
NHC Advantage MGMCR $3,377.93
NHC Advantage MGMCD $3,377.93
WPPA ProviDrs Care Network UnifiedHealthPlan $3,555.72
BCBS FreedomNetworkSelect $3,911.29
United OptionsPPO $4,462.43
BCBS PC $5,155.79
BCBS FreedomNetwork $5,155.79
Universal Healthcare MCR $6,222.51
Aetna FHMedicalRental $7,147.00
Coventry WCOMP $7,147.00
Coventry KC MO WCOMP $7,289.23
College Park Family Care Center COMM $7,644.80
United GlobalBenefitPlan $8,000.37
BCBS Traditional $8,178.16
BCBS Participating $8,178.16
OHA Network MissouriWCOMP $8,889.30
Aetna NATIONALNAP $9,067.09
Multiplan PrimaryNetwork $9,422.66
CorVel Corporation MOWC $11,556.09
Multiplan ComplimentaryNetwork $13,156.16
Evernorth (Cigna) Behavioral Health COMMBH $14,222.88
CCO, Inc. WORKERSCOMPPPO $15,111.81
CCO, Inc. COMM $15,111.81
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $16,000.74

Visitor-reported prices

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Lower Back (Lumbar Spine) MRI (with and without contrast) at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $2,474.45 $262.74 – $1,249.28
SSM Health DePaul Hospital - St. Louis Bridgeton $2,474.45 $262.74 – $1,249.28
SSM Health Saint Louis University Hospital Saint Louis $2,530.00 $301.68 – $1,205.31
SSM Health St. Joseph Hospital- Wentzville Wentzville $2,474.45 $262.74 – $1,249.28
SSM Health St. Joseph Hospital - St. Charles Saint Charles $2,474.45 $262.74 – $1,249.28
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $2,474.45 $262.74 – $1,249.28
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $1,293.60 $347.51 – $628.99
Mercy Hospital Aurora Aurora $2,496.00 $206.69 – $468.85

All Missouri hospitals for this procedure →