Lev 4 hosp type b ed visit at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$4,300.12
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,300.12
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$59.84 with United vs $3,870.11 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | KSMGMCD | $59.84 | ↓ -99% |
| HealthyBlue | MGMCD | $61.04 | ↓ -99% |
| Unicare | MGMCD | $62.23 | ↓ -99% |
| Amerigroup | MGMCD | $62.23 | ↓ -99% |
| Home State Health Plan | MCD | $62.83 | ↓ -99% |
| United | MOMGMCD | $101.73 | ↓ -98% |
| Sunflower State Health Plan | MCD | $300.00 | ↓ -93% |
| Aetna | IVLHIX | $772.00 | ↓ -82% |
| Ambetter | Commercial-Exchange | $799.82 | ↓ -81% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $860.02 | ↓ -80% |
| Humana | EPO | $907.33 | ↓ -79% |
| Humana | ASO | $907.33 | ↓ -79% |
| Humana | HMO | $907.33 | ↓ -79% |
| BCBS | FreedomNetworkSelect | $946.03 | ↓ -78% |
| Cigna | SureFit/LocalPlus | $1,066.43 | ↓ -75% |
| United | OptionsPPO | $1,079.33 | ↓ -75% |
| Humana | POS | $1,139.53 | ↓ -74% |
| Humana | PPO | $1,139.53 | ↓ -74% |
| BCBS | FreedomNetwork | $1,247.03 | ↓ -71% |
| BCBS | PC | $1,247.03 | ↓ -71% |
| Cigna | LocalKC | $1,269.40 | ↓ -70% |
| BCBS | Preferred-CareBlue(PPO) | $1,290.04 | ↓ -70% |
| BCBS | Blue-Care(HMO) | $1,290.04 | ↓ -70% |
| BCBS | BlueAccess | $1,290.04 | ↓ -70% |
| Aetna | KCCarePlus | $1,334.00 | ↓ -69% |
| Cigna | Comm | $1,586.74 | ↓ -63% |
| Aetna | Local | $1,689.95 | ↓ -61% |
| Coventry | WCOMP | $1,728.65 | ↓ -60% |
| Aetna | FHMedicalRental | $1,728.65 | ↓ -60% |
| Coventry KC MO | WCOMP | $1,763.05 | ↓ -59% |
| United | GlobalBenefitPlan | $1,935.05 | ↓ -55% |
| BCBS | Participating | $1,978.06 | ↓ -54% |
| BCBS | Traditional | $1,978.06 | ↓ -54% |
| Aetna | National | $2,068.36 | ↓ -52% |
| OHA Network | MissouriWCOMP | $2,150.06 | ↓ -50% |
| Aetna | NATIONALNAP | $2,193.06 | ↓ -49% |
| Oscar | HIX | $2,233.00 | ↓ -48% |
| Multiplan | PrimaryNetwork | $2,279.06 | ↓ -47% |
| United | AllPayerAppendix | $2,764.00 | ↓ -36% |
| CorVel Corporation | MOWC | $2,795.08 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $3,182.09 | ↓ -26% |
| Multiplan | WCOMPMissouri | $3,440.10 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $3,655.10 | ↓ -15% |
| CCO, Inc. | COMM | $3,655.10 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $3,870.11 | ↓ -10% |
Visitor-reported prices
Comments
Lev 4 hosp type b ed visit at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospital Lincoln | Troy | $513.50 | $340.79 – $374.87 |
| LEE'S SUMMIT MEDICAL CENTER | Lee's Summit | $2,366.30 | $59.84 – $62.83 |
| RESEARCH MEDICAL CENTER | Kansas City | $5,202.81 | $59.84 – $72.41 |
| RESEARCH PSYCHIATRIC CENTER | Kansas City | not published | $61.04 – $86.77 |
| LAFAYETTE REGIONAL HEALTH CENTER | Lexington | not published | $59.84 – $62.23 |